B
The Freedom Bank of Virginia
FairfaxVA
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Freedom Bank of Virginia
Fairfax, VA
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Rating B
Asset Quality Index 4.70
Capitalization Index 10.00
Liquidity Index 3.00
Profitability Index 3.30
Stability Index 6.80
Company Info The Freedom Bank of Virginia
Fairfax, VA
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FDIC Number 57184
Phone Number (703) 667-4167
Website www.freedom.bank
Asset Quality The Freedom Bank of Virginia
Fairfax, VA
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1-Year Asset Growth -6.33%
5-Year Asset Growth 23.53%
5-Year Charge-Offs to Average Loans 0.16%
Charge-Offs to Average Loans 0.17%
Non-Performing Assets to Assets 1.49%
Non-Performing Loans to Capital 12.01%
Non-Performing Loans to Loans 2.05%
Balance Sheet The Freedom Bank of Virginia
Fairfax, VA
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Total Assets 1.03B
Total Deposits 855.32M
Capital and Reserves The Freedom Bank of Virginia
Fairfax, VA
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Capital 105.74M
Leverage Ratio 11.23
Loan Loss Reserves to Loans 0.95%
Risk-Based Capital Ratio 15.53
Liquidity The Freedom Bank of Virginia
Fairfax, VA
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Hot Money Ratio 5.96%
Liquidity Ratio 19.83%
Profitability The Freedom Bank of Virginia
Fairfax, VA
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5-Year Return on Average Assets 0.94%
Net Income 5.24M
Net Interest Spread 2.86%
Operating Profit to Average Assets 0.78%
Overhead Efficiency Ratio 69.19%
Return on Assets 0.64%
Return on Equity 6.84%