Barclays Bank Delaware
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 17.3 and a capital leverage ratio of 12.6. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (9.1 on a scale of 0 to 10).
Other Rating Factors:
Operating profits as a percentage of assets at 1.9%, coupled with a return on assets of 1.4 has resulted in Good (6.0) profitability. Fair liquidity 3.4, driven by a liquidity ratio of 27.4 percent and a “hot money” ratio of 6.2 percent.
Asset Mix:
Consumer loans (75%), cash (18%), comm loans (1%), securities (1%), other (6%)
States with Branches:
DE
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Barclays PLC
Investment Rating
--
Address
125 South West Street
Wilmington, DE 19801
Wilmington, DE 19801
Phone Number
(302) 255-8000
Year Founded
2001
FDIC Number
Website
Largest Affiliates
No affiliate information available.