Barclays Bank Delaware
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 17.5 and a capital leverage ratio of 13.4. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.4 on a scale of 0 to 10).
Other Rating Factors:
Operating profits as a percentage of assets at 1.3%, coupled with a return on assets of 0.9 has resulted in Fair (4.7) profitability. A current level of 8.1 percent of nonperforming loans to core capital combined with 6.3 percent from a year earlier contributes to the Weak asset quality (2.8).
Asset Mix:
Consumer loans (77%), cash (16%), securities (4%), comm loans (1%), other (2%)
States with Branches:
DE
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Barclays PLC
Investment Rating
--
Address
125 South West Street
Wilmington, DE 19801
Wilmington, DE 19801
Phone Number
(302) 255-8000
Year Founded
FDIC Number
Largest Affiliates
No affiliate information available.
