| Weiss Ratings |
Philo Exchange Bank
Philo, IL |
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| Rating | ||||
| Asset Quality Index | 8.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.10 | |||
| Profitability Index | 4.60 | |||
| Stability Index | 6.10 | |||
| Company Info |
Philo Exchange Bank
Philo, IL |
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| FDIC Number | 5722 | |||
| Phone Number | (217) 684-2600 | |||
| Website | www.philobank.com | |||
| Asset Quality |
Philo Exchange Bank
Philo, IL |
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| 1-Year Asset Growth | 4.47% | |||
| 5-Year Asset Growth | 6.46% | |||
| 5-Year Charge-Offs to Average Loans | -0.02% | |||
| Charge-Offs to Average Loans | -0.02% | |||
| Non-Performing Assets to Assets | 0.09% | |||
| Non-Performing Loans to Capital | 0.78% | |||
| Non-Performing Loans to Loans | 0.14% | |||
| Balance Sheet |
Philo Exchange Bank
Philo, IL |
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| Total Assets | 140.10M | |||
| Total Deposits | 111.35M | |||
| Capital and Reserves |
Philo Exchange Bank
Philo, IL |
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| Capital | 14.95M | |||
| Leverage Ratio | 11.13 | |||
| Loan Loss Reserves to Loans | 0.91% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Philo Exchange Bank
Philo, IL |
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| Hot Money Ratio | 13.84% | |||
| Liquidity Ratio | 17.74% | |||
| Profitability |
Philo Exchange Bank
Philo, IL |
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| 5-Year Return on Average Assets | 0.72% | |||
| Net Income | 1.13M | |||
| Net Interest Spread | 3.58% | |||
| Operating Profit to Average Assets | 1.08% | |||
| Overhead Efficiency Ratio | 70.03% | |||
| Return on Assets | 1.07% | |||
| Return on Equity | 10.92% | |||