| Weiss Ratings |
Philo Exchange Bank
Philo, IL |
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| Rating | ||||
| Asset Quality Index | 8.40 | |||
| Capitalization Index | 8.80 | |||
| Liquidity Index | 3.50 | |||
| Profitability Index | 4.30 | |||
| Stability Index | 5.70 | |||
| Company Info |
Philo Exchange Bank
Philo, IL |
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| FDIC Number | 5722 | |||
| Phone Number | (217) 684-2600 | |||
| Website | www.philobank.com | |||
| Asset Quality |
Philo Exchange Bank
Philo, IL |
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| 1-Year Asset Growth | 15.93% | |||
| 5-Year Asset Growth | 4.66% | |||
| 5-Year Charge-Offs to Average Loans | -0.01% | |||
| Charge-Offs to Average Loans | 0.13% | |||
| Non-Performing Assets to Assets | 0.05% | |||
| Non-Performing Loans to Capital | 0.13% | |||
| Non-Performing Loans to Loans | 0.02% | |||
| Balance Sheet |
Philo Exchange Bank
Philo, IL |
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| Total Assets | 156.57M | |||
| Total Deposits | 130.26M | |||
| Capital and Reserves |
Philo Exchange Bank
Philo, IL |
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| Capital | 15.51M | |||
| Leverage Ratio | 10.18 | |||
| Loan Loss Reserves to Loans | 0.97% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Philo Exchange Bank
Philo, IL |
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| Hot Money Ratio | 16.37% | |||
| Liquidity Ratio | 23.64% | |||
| Profitability |
Philo Exchange Bank
Philo, IL |
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| 5-Year Return on Average Assets | 0.75% | |||
| Net Income | 768.00K | |||
| Net Interest Spread | 3.55% | |||
| Operating Profit to Average Assets | 1.00% | |||
| Overhead Efficiency Ratio | 71.52% | |||
| Return on Assets | 0.99% | |||
| Return on Equity | 9.99% | |||