B
Citizens Community Federal National Association
Altoona,  WI
Rating Date
October 2025
Risk Based
Capital Ratio
15.87
Leverage
Ratio
12.24
Return On
Assets
0.98%
Total
Assets
1.72B
Capital
226.80M
Total
Deposits
1.49B
Net
Income
12.88M
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Weiss Ratings Citizens Community Federal National Association
Altoona, WI 		Click to
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Rating B
Asset Quality Index 4.20
Capitalization Index 10.00
Liquidity Index 2.60
Profitability Index 4.50
Stability Index 10.00
Company Info Citizens Community Federal National Association
Altoona, WI 		Click to
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FDIC Number 57265
Phone Number (715) 852-2288
Website ccf.us
Asset Quality Citizens Community Federal National Association
Altoona, WI 		Click to
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1-Year Asset Growth -4.03%
5-Year Asset Growth 2.81%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 1.16%
Non-Performing Loans to Capital 6.11%
Non-Performing Loans to Loans 1.56%
Balance Sheet Citizens Community Federal National Association
Altoona, WI 		Click to
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Total Assets 1.72B
Total Deposits 1.49B
Capital and Reserves Citizens Community Federal National Association
Altoona, WI 		Click to
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Capital 226.80M
Leverage Ratio 12.24
Loan Loss Reserves to Loans 1.67%
Risk-Based Capital Ratio 15.87
Liquidity Citizens Community Federal National Association
Altoona, WI 		Click to
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Hot Money Ratio 11.83%
Liquidity Ratio 17.99%
Profitability Citizens Community Federal National Association
Altoona, WI 		Click to
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5-Year Return on Average Assets 1.08%
Net Income 12.88M
Net Interest Spread 3.28%
Operating Profit to Average Assets 1.22%
Overhead Efficiency Ratio 63.53%
Return on Assets 0.98%
Return on Equity 7.66%