B
1st Bank Yuma
YumaAZ
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings 1st Bank Yuma
Yuma, AZ
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Rating B
Asset Quality Index 8.70
Capitalization Index 10.00
Liquidity Index 4.30
Profitability Index 9.10
Stability Index 7.60
Company Info 1st Bank Yuma
Yuma, AZ
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FDIC Number 57298
Phone Number (928) 783-3334
Website www.1stbankyuma.com
Asset Quality 1st Bank Yuma
Yuma, AZ
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1-Year Asset Growth -4.25%
5-Year Asset Growth 11.77%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.21%
Non-Performing Loans to Capital 1.16%
Non-Performing Loans to Loans 0.42%
Balance Sheet 1st Bank Yuma
Yuma, AZ
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Total Assets 553.40M
Total Deposits 485.41M
Capital and Reserves 1st Bank Yuma
Yuma, AZ
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Capital 63.87M
Leverage Ratio 12.29
Loan Loss Reserves to Loans 1.15%
Risk-Based Capital Ratio 21.03
Liquidity 1st Bank Yuma
Yuma, AZ
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Hot Money Ratio 12.04%
Liquidity Ratio 44.52%
Profitability 1st Bank Yuma
Yuma, AZ
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5-Year Return on Average Assets 1.42%
Net Income 7.96M
Net Interest Spread 4.35%
Operating Profit to Average Assets 2.29%
Overhead Efficiency Ratio 53.61%
Return on Assets 1.75%
Return on Equity 17.94%