State Bank of St. Jacob
| Weiss Ratings |
State Bank of St. Jacob
Saint Jacob, IL |
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| Rating | ||||
| Asset Quality Index | 6.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.10 | |||
| Profitability Index | 5.20 | |||
| Stability Index | 6.60 | |||
| Company Info |
State Bank of St. Jacob
Saint Jacob, IL |
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| FDIC Number | 5730 | |||
| Phone Number | (618) 644-5555 | |||
| Website | www.statebankofstjacob.com | |||
| Asset Quality |
State Bank of St. Jacob
Saint Jacob, IL |
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| 1-Year Asset Growth | 6.00% | |||
| 5-Year Asset Growth | 6.59% | |||
| 5-Year Charge-Offs to Average Loans | 0.73% | |||
| Charge-Offs to Average Loans | 0.97% | |||
| Non-Performing Assets to Assets | 0.49% | |||
| Non-Performing Loans to Capital | 3.44% | |||
| Non-Performing Loans to Loans | 0.94% | |||
| Balance Sheet |
State Bank of St. Jacob
Saint Jacob, IL |
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| Total Assets | 89.34M | |||
| Total Deposits | 76.83M | |||
| Capital and Reserves |
State Bank of St. Jacob
Saint Jacob, IL |
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| Capital | 12.38M | |||
| Leverage Ratio | 14.51 | |||
| Loan Loss Reserves to Loans | 2.89% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
State Bank of St. Jacob
Saint Jacob, IL |
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| Hot Money Ratio | 16.43% | |||
| Liquidity Ratio | 49.85% | |||
| Profitability |
State Bank of St. Jacob
Saint Jacob, IL |
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| 5-Year Return on Average Assets | 1.11% | |||
| Net Income | 317.00K | |||
| Net Interest Spread | 3.60% | |||
| Operating Profit to Average Assets | 1.41% | |||
| Overhead Efficiency Ratio | 36.64% | |||
| Return on Assets | 1.41% | |||
| Return on Equity | 10.44% | |||