Stifel Bank and Trust
Major Rating Factors:
Operating profits as a percentage of assets at 2.4%, coupled with a return on assets of 1.8 has resulted in Excellent (9.3) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.7 on a scale of 0 to 10).
Other Rating Factors:
A current level of 11.8 percent of nonperforming loans to core capital combined with 4.4 percent from a year earlier contributes to the Good asset quality (5.2). Good current capitalization (5.1 on a scale of 0 to 10) based on a risk-based capital ratio of 12.1 and a capital leverage ratio of 7.1.
Asset Mix:
Home mtgs (38%), securities (23%), comm loans (22%), comm re (2%), cash (1%), home eq lns (1%), consumer loans (0%), other (12%)
States with Branches:
MO
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Stifel Financial Corp.
Investment Rating
Address
501 North Broadway
Saint Louis, MO 63102
Saint Louis, MO 63102
Phone Number
(314) 342-2000
Year Founded
2002
FDIC Number
Website
Largest Affiliates
Saint Louis, MO
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Bank
Wilmington, DE
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Bank