D
Drake Bank
Rating Date
October 2025
Risk Based
Capital Ratio
12.35
Leverage
Ratio
8.35
Return On
Assets
0.92%
Total
Assets
271.99M
Capital
21.09M
Total
Deposits
231.81M
Net
Income
1.86M
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Weiss Ratings Drake Bank
Saint Paul, MN 		Click to
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Rating D
Asset Quality Index 1.50
Capitalization Index 6.30
Liquidity Index 0.70
Profitability Index 3.90
Stability Index 4.20
Company Info Drake Bank
Saint Paul, MN 		Click to
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FDIC Number 57336
Phone Number (651) 224-5000
Website www.drake-bank.com
Asset Quality Drake Bank
Saint Paul, MN 		Click to
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1-Year Asset Growth 4.11%
5-Year Asset Growth 23.39%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 1.05%
Non-Performing Assets to Assets 2.61%
Non-Performing Loans to Capital 26.78%
Non-Performing Loans to Loans 3.40%
Balance Sheet Drake Bank
Saint Paul, MN 		Click to
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Total Assets 271.99M
Total Deposits 231.81M
Capital and Reserves Drake Bank
Saint Paul, MN 		Click to
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Capital 21.09M
Leverage Ratio 8.35
Loan Loss Reserves to Loans 1.09%
Risk-Based Capital Ratio 12.35
Liquidity Drake Bank
Saint Paul, MN 		Click to
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Hot Money Ratio 36.55%
Liquidity Ratio 24.30%
Profitability Drake Bank
Saint Paul, MN 		Click to
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5-Year Return on Average Assets 0.63%
Net Income 1.86M
Net Interest Spread 3.80%
Operating Profit to Average Assets 0.92%
Overhead Efficiency Ratio 64.63%
Return on Assets 0.92%
Return on Equity 12.24%