Major Rating Factors:
A current level of 9.1 percent of nonperforming loans to core capital combined with 1.8 percent from a year earlier contributes to the Fair asset quality (4.3).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 31.3 and a capital leverage ratio of 17.1. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.7 on a scale of 0 to 10).
Asset Mix:
Home mtgs (22%), comm re (15%), securities (12%), home eq lns (8%), cash (4%), comm loans (3%), consumer loans (1%), other (35%)
States with Branches:
WY
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
101 West 19th Street
Cheyenne, WY 82001
Cheyenne, WY 82001
Phone Number
(307) 634-8844
Year Founded
2002
FDIC Number
Website
Largest Affiliates
No affiliate information available.