B
United Bank & Trust Co.
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings United Bank & Trust Co.
Marshalltown, IA
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Rating B
Asset Quality Index 5.30
Capitalization Index 9.20
Liquidity Index 3.60
Profitability Index 5.90
Stability Index 7.00
Company Info United Bank & Trust Co.
Marshalltown, IA
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FDIC Number 57391
Phone Number (641) 753-5900
Website www.bankubt.com
Asset Quality United Bank & Trust Co.
Marshalltown, IA
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1-Year Asset Growth -0.97%
5-Year Asset Growth 0.91%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.90%
Non-Performing Loans to Capital 7.99%
Non-Performing Loans to Loans 1.57%
Balance Sheet United Bank & Trust Co.
Marshalltown, IA
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Total Assets 120.14M
Total Deposits 106.73M
Capital and Reserves United Bank & Trust Co.
Marshalltown, IA
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Capital 11.94M
Leverage Ratio 10.46
Loan Loss Reserves to Loans 1.31%
Risk-Based Capital Ratio 17.70
Liquidity United Bank & Trust Co.
Marshalltown, IA
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Hot Money Ratio 9.03%
Liquidity Ratio 33.26%
Profitability United Bank & Trust Co.
Marshalltown, IA
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5-Year Return on Average Assets 0.96%
Net Income 752.00K
Net Interest Spread 3.57%
Operating Profit to Average Assets 1.61%
Overhead Efficiency Ratio 63.29%
Return on Assets 1.25%
Return on Equity 12.68%