B
United Bank & Trust Co.
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings United Bank & Trust Co.
Marshalltown, IA
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Rating B
Asset Quality Index 5.20
Capitalization Index 8.70
Liquidity Index 3.50
Profitability Index 5.30
Stability Index 6.70
Company Info United Bank & Trust Co.
Marshalltown, IA
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FDIC Number 57391
Phone Number (641) 753-5900
Website www.bankubt.com
Asset Quality United Bank & Trust Co.
Marshalltown, IA
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1-Year Asset Growth -2.53%
5-Year Asset Growth 5.93%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.88%
Non-Performing Loans to Capital 8.08%
Non-Performing Loans to Loans 1.48%
Balance Sheet United Bank & Trust Co.
Marshalltown, IA
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Total Assets 119.89M
Total Deposits 105.67M
Capital and Reserves United Bank & Trust Co.
Marshalltown, IA
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Capital 11.68M
Leverage Ratio 10.15
Loan Loss Reserves to Loans 1.33%
Risk-Based Capital Ratio 17.22
Liquidity United Bank & Trust Co.
Marshalltown, IA
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Hot Money Ratio 8.31%
Liquidity Ratio 30.77%
Profitability United Bank & Trust Co.
Marshalltown, IA
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5-Year Return on Average Assets 0.94%
Net Income 1.09M
Net Interest Spread 3.12%
Operating Profit to Average Assets 1.51%
Overhead Efficiency Ratio 58.85%
Return on Assets 1.17%
Return on Equity 13.10%