B
United Bank & Trust Co.
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings United Bank & Trust Co.
Marshalltown, IA
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Rating B
Asset Quality Index 5.20
Capitalization Index 8.20
Liquidity Index 3.40
Profitability Index 4.90
Stability Index 6.50
Company Info United Bank & Trust Co.
Marshalltown, IA
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FDIC Number 57391
Phone Number (641) 753-5900
Website www.bankubt.com
Asset Quality United Bank & Trust Co.
Marshalltown, IA
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1-Year Asset Growth 1.16%
5-Year Asset Growth 5.93%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.89%
Non-Performing Loans to Capital 8.19%
Non-Performing Loans to Loans 1.48%
Balance Sheet United Bank & Trust Co.
Marshalltown, IA
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Total Assets 121.32M
Total Deposits 107.31M
Capital and Reserves United Bank & Trust Co.
Marshalltown, IA
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Capital 11.33M
Leverage Ratio 9.77
Loan Loss Reserves to Loans 1.33%
Risk-Based Capital Ratio 16.46
Liquidity United Bank & Trust Co.
Marshalltown, IA
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Hot Money Ratio 9.29%
Liquidity Ratio 29.70%
Profitability United Bank & Trust Co.
Marshalltown, IA
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5-Year Return on Average Assets 0.94%
Net Income 677.00K
Net Interest Spread 3.06%
Operating Profit to Average Assets 1.39%
Overhead Efficiency Ratio 60.32%
Return on Assets 1.07%
Return on Equity 12.36%