B
United Bank & Trust Co.
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings United Bank & Trust Co.
Marshalltown, IA
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Rating B
Asset Quality Index 5.30
Capitalization Index 8.80
Liquidity Index 3.70
Profitability Index 5.70
Stability Index 6.50
Company Info United Bank & Trust Co.
Marshalltown, IA
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FDIC Number 57391
Phone Number (641) 753-5900
Website www.bankubt.com
Asset Quality United Bank & Trust Co.
Marshalltown, IA
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1-Year Asset Growth -5.64%
5-Year Asset Growth 0.91%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.83%
Non-Performing Loans to Capital 7.64%
Non-Performing Loans to Loans 1.48%
Balance Sheet United Bank & Trust Co.
Marshalltown, IA
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Total Assets 122.92M
Total Deposits 109.00M
Capital and Reserves United Bank & Trust Co.
Marshalltown, IA
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Capital 11.92M
Leverage Ratio 10.21
Loan Loss Reserves to Loans 1.32%
Risk-Based Capital Ratio 17.30
Liquidity United Bank & Trust Co.
Marshalltown, IA
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Hot Money Ratio 8.55%
Liquidity Ratio 34.45%
Profitability United Bank & Trust Co.
Marshalltown, IA
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5-Year Return on Average Assets 0.94%
Net Income 1.50M
Net Interest Spread 3.18%
Operating Profit to Average Assets 1.57%
Overhead Efficiency Ratio 58.55%
Return on Assets 1.21%
Return on Equity 13.31%