C
Bank of Lincoln County
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Bank of Lincoln County
Fayetteville, TN
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Rating C
Asset Quality Index 8.60
Capitalization Index 10.00
Liquidity Index 0.80
Profitability Index 9.70
Stability Index 4.30
Company Info Bank of Lincoln County
Fayetteville, TN
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FDIC Number 57396
Phone Number (931) 433-1708
Website www.bolconline.com
Asset Quality Bank of Lincoln County
Fayetteville, TN
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1-Year Asset Growth 5.00%
5-Year Asset Growth 8.45%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.04%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Bank of Lincoln County
Fayetteville, TN
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Total Assets 223.65M
Total Deposits 193.58M
Capital and Reserves Bank of Lincoln County
Fayetteville, TN
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Capital 26.84M
Leverage Ratio 12.64
Loan Loss Reserves to Loans 0.92%
Risk-Based Capital Ratio --
Liquidity Bank of Lincoln County
Fayetteville, TN
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Hot Money Ratio 34.72%
Liquidity Ratio 16.36%
Profitability Bank of Lincoln County
Fayetteville, TN
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5-Year Return on Average Assets 1.53%
Net Income 2.85M
Net Interest Spread 4.88%
Operating Profit to Average Assets 2.31%
Overhead Efficiency Ratio 54.21%
Return on Assets 1.71%
Return on Equity 14.86%