C
Bank of Lincoln County
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Bank of Lincoln County
Fayetteville, TN
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Rating C
Asset Quality Index 8.50
Capitalization Index 10.00
Liquidity Index 0.50
Profitability Index 9.50
Stability Index 3.70
Company Info Bank of Lincoln County
Fayetteville, TN
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FDIC Number 57396
Phone Number (931) 433-1708
Website www.bolconline.com
Asset Quality Bank of Lincoln County
Fayetteville, TN
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1-Year Asset Growth 6.05%
5-Year Asset Growth 8.45%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans -0.02%
Non-Performing Assets to Assets 0.07%
Non-Performing Loans to Capital 0.51%
Non-Performing Loans to Loans 0.09%
Balance Sheet Bank of Lincoln County
Fayetteville, TN
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Total Assets 221.32M
Total Deposits 193.00M
Capital and Reserves Bank of Lincoln County
Fayetteville, TN
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Capital 25.64M
Leverage Ratio 12.58
Loan Loss Reserves to Loans 0.98%
Risk-Based Capital Ratio --
Liquidity Bank of Lincoln County
Fayetteville, TN
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Hot Money Ratio 35.48%
Liquidity Ratio 12.50%
Profitability Bank of Lincoln County
Fayetteville, TN
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5-Year Return on Average Assets 1.53%
Net Income 1.83M
Net Interest Spread 4.82%
Operating Profit to Average Assets 2.24%
Overhead Efficiency Ratio 55.52%
Return on Assets 1.66%
Return on Equity 14.53%