C
Bank of Lincoln County
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Bank of Lincoln County
Fayetteville, TN
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Rating C
Asset Quality Index 8.60
Capitalization Index 10.00
Liquidity Index 0.70
Profitability Index 10.00
Stability Index 3.70
Company Info Bank of Lincoln County
Fayetteville, TN
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FDIC Number 57396
Phone Number (931) 433-1708
Website www.bolconline.com
Asset Quality Bank of Lincoln County
Fayetteville, TN
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1-Year Asset Growth 3.95%
5-Year Asset Growth 4.24%
5-Year Charge-Offs to Average Loans -0.02%
Charge-Offs to Average Loans 0.04%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.06%
Non-Performing Loans to Loans 0.00%
Balance Sheet Bank of Lincoln County
Fayetteville, TN
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Total Assets 230.07M
Total Deposits 198.27M
Capital and Reserves Bank of Lincoln County
Fayetteville, TN
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Capital 29.63M
Leverage Ratio 12.23
Loan Loss Reserves to Loans 0.90%
Risk-Based Capital Ratio --
Liquidity Bank of Lincoln County
Fayetteville, TN
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Hot Money Ratio 34.04%
Liquidity Ratio 15.63%
Profitability Bank of Lincoln County
Fayetteville, TN
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5-Year Return on Average Assets 1.60%
Net Income 2.21M
Net Interest Spread 5.25%
Operating Profit to Average Assets 2.65%
Overhead Efficiency Ratio 51.01%
Return on Assets 1.94%
Return on Equity 15.55%