A
Optum Bank, Inc.
DraperUT
Data as of
September 30, 2021
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Major Rating Factors: Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 20.0 and a capital leverage ratio of 11.9. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (10.0 on a scale of 0 to 10).
Other Rating Factors: Operating profits as a percentage of assets at 2.4%, coupled with a return on assets of 1.9 has resulted in Excellent (9.5) profitability. A current level of 0.0 percent of nonperforming loans to core capital combined with 0.0 percent from a year earlier contributes to the Excellent asset quality (8.8).
Asset Mix: Securities (74%), comm re (9%), cash (3%), comm loans (3%), consumer loans (1%), other (11%)
States with Branches: UT
Asset Quality
Non-Performing Loans to Capital
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Hot Money
Corporate Info
Group Affiliation
UnitedHealth Group Incorporated
Investment Rating
--
Address
12921 South Vista Station Boulevard
Draper, UT 84020
Phone Number
(866) 234-8913
Year Founded
2003
FDIC Number
Largest Affiliates
No affiliate information available.
Weiss Ratings