A
Optum Bank, Inc.
DraperUT
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Optum Bank, Inc.
Draper, UT
Click to
Compare
Click to
Compare
Click to
Compare
Rating A
Asset Quality Index 7.20
Capitalization Index 10.00
Liquidity Index 6.50
Profitability Index 9.50
Stability Index 10.00
Company Info Optum Bank, Inc.
Draper, UT
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 57408
Phone Number (866) 234-8913
Website www.optumbank.com
Asset Quality Optum Bank, Inc.
Draper, UT
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 14.58%
5-Year Asset Growth 14.45%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.42%
Non-Performing Assets to Assets 0.05%
Non-Performing Loans to Capital 0.67%
Non-Performing Loans to Loans 0.03%
Balance Sheet Optum Bank, Inc.
Draper, UT
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 19.57B
Total Deposits 15.09B
Capital and Reserves Optum Bank, Inc.
Draper, UT
Click to
Compare
Click to
Compare
Click to
Compare
Capital 2.58B
Leverage Ratio 11.56
Loan Loss Reserves to Loans 0.89%
Risk-Based Capital Ratio 16.71
Liquidity Optum Bank, Inc.
Draper, UT
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 0.00%
Liquidity Ratio 52.77%
Profitability Optum Bank, Inc.
Draper, UT
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 2.33%
Net Income 264.00M
Net Interest Spread 4.19%
Operating Profit to Average Assets 3.50%
Overhead Efficiency Ratio 28.96%
Return on Assets 2.69%
Return on Equity 22.14%