| Weiss Ratings |
Optum Bank, Inc.
Draper, UT |
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| Rating | ||||
| Asset Quality Index | 7.20 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 6.50 | |||
| Profitability Index | 9.50 | |||
| Stability Index | 10.00 | |||
| Company Info |
Optum Bank, Inc.
Draper, UT |
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| FDIC Number | 57408 | |||
| Phone Number | (866) 234-8913 | |||
| Website | www.optumbank.com | |||
| Asset Quality |
Optum Bank, Inc.
Draper, UT |
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| 1-Year Asset Growth | 14.58% | |||
| 5-Year Asset Growth | 14.45% | |||
| 5-Year Charge-Offs to Average Loans | 0.08% | |||
| Charge-Offs to Average Loans | 0.42% | |||
| Non-Performing Assets to Assets | 0.05% | |||
| Non-Performing Loans to Capital | 0.67% | |||
| Non-Performing Loans to Loans | 0.03% | |||
| Balance Sheet |
Optum Bank, Inc.
Draper, UT |
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| Total Assets | 19.57B | |||
| Total Deposits | 15.09B | |||
| Capital and Reserves |
Optum Bank, Inc.
Draper, UT |
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| Capital | 2.58B | |||
| Leverage Ratio | 11.56 | |||
| Loan Loss Reserves to Loans | 0.89% | |||
| Risk-Based Capital Ratio | 16.71 | |||
| Liquidity |
Optum Bank, Inc.
Draper, UT |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 52.77% | |||
| Profitability |
Optum Bank, Inc.
Draper, UT |
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| 5-Year Return on Average Assets | 2.33% | |||
| Net Income | 264.00M | |||
| Net Interest Spread | 4.19% | |||
| Operating Profit to Average Assets | 3.50% | |||
| Overhead Efficiency Ratio | 28.96% | |||
| Return on Assets | 2.69% | |||
| Return on Equity | 22.14% | |||