| Weiss Ratings |
Optum Bank, Inc.
Draper, UT |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 7.20 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 6.30 | |||
| Profitability Index | 9.50 | |||
| Stability Index | 10.00 | |||
| Company Info |
Optum Bank, Inc.
Draper, UT |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 57408 | |||
| Phone Number | (866) 234-8913 | |||
| Website | www.optumbank.com | |||
| Asset Quality |
Optum Bank, Inc.
Draper, UT |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 11.66% | |||
| 5-Year Asset Growth | 10.99% | |||
| 5-Year Charge-Offs to Average Loans | 0.08% | |||
| Charge-Offs to Average Loans | 0.33% | |||
| Non-Performing Assets to Assets | 0.05% | |||
| Non-Performing Loans to Capital | 0.71% | |||
| Non-Performing Loans to Loans | 0.03% | |||
| Balance Sheet |
Optum Bank, Inc.
Draper, UT |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 20.82B | |||
| Total Deposits | 16.04B | |||
| Capital and Reserves |
Optum Bank, Inc.
Draper, UT |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 2.96B | |||
| Leverage Ratio | 12.38 | |||
| Loan Loss Reserves to Loans | 0.81% | |||
| Risk-Based Capital Ratio | 17.80 | |||
| Liquidity |
Optum Bank, Inc.
Draper, UT |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 52.00% | |||
| Profitability |
Optum Bank, Inc.
Draper, UT |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 2.33% | |||
| Net Income | 534.00M | |||
| Net Interest Spread | 4.26% | |||
| Operating Profit to Average Assets | 3.43% | |||
| Overhead Efficiency Ratio | 29.84% | |||
| Return on Assets | 2.66% | |||
| Return on Equity | 20.68% | |||