| Weiss Ratings |
Optum Bank, Inc.
Draper, UT |
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| Rating | ||||
| Asset Quality Index | 7.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 6.00 | |||
| Profitability Index | 9.80 | |||
| Stability Index | 10.00 | |||
| Company Info |
Optum Bank, Inc.
Draper, UT |
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| FDIC Number | 57408 | |||
| Phone Number | (866) 234-8913 | |||
| Website | www.optumbank.com | |||
| Asset Quality |
Optum Bank, Inc.
Draper, UT |
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| 1-Year Asset Growth | 9.50% | |||
| 5-Year Asset Growth | 10.98% | |||
| 5-Year Charge-Offs to Average Loans | 0.13% | |||
| Charge-Offs to Average Loans | 0.23% | |||
| Non-Performing Assets to Assets | 0.08% | |||
| Non-Performing Loans to Capital | 0.81% | |||
| Non-Performing Loans to Loans | 0.09% | |||
| Balance Sheet |
Optum Bank, Inc.
Draper, UT |
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| Total Assets | 21.43B | |||
| Total Deposits | 16.52B | |||
| Capital and Reserves |
Optum Bank, Inc.
Draper, UT |
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| Capital | 3.18B | |||
| Leverage Ratio | 13.22 | |||
| Loan Loss Reserves to Loans | 0.92% | |||
| Risk-Based Capital Ratio | 18.66 | |||
| Liquidity |
Optum Bank, Inc.
Draper, UT |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 51.02% | |||
| Profitability |
Optum Bank, Inc.
Draper, UT |
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| 5-Year Return on Average Assets | 2.41% | |||
| Net Income | 269.00M | |||
| Net Interest Spread | 4.34% | |||
| Operating Profit to Average Assets | 3.24% | |||
| Overhead Efficiency Ratio | 29.17% | |||
| Return on Assets | 2.50% | |||
| Return on Equity | 17.52% | |||