| Weiss Ratings |
Optum Bank, Inc.
Draper, UT |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 7.30 | |||
| Capitalization Index | 9.90 | |||
| Liquidity Index | 6.90 | |||
| Profitability Index | 9.80 | |||
| Stability Index | 10.00 | |||
| Company Info |
Optum Bank, Inc.
Draper, UT |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 57408 | |||
| Phone Number | (866) 234-8913 | |||
| Website | www.optumbank.com | |||
| Asset Quality |
Optum Bank, Inc.
Draper, UT |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 9.28% | |||
| 5-Year Asset Growth | 14.45% | |||
| 5-Year Charge-Offs to Average Loans | 0.08% | |||
| Charge-Offs to Average Loans | 0.41% | |||
| Non-Performing Assets to Assets | 0.06% | |||
| Non-Performing Loans to Capital | 0.47% | |||
| Non-Performing Loans to Loans | 0.04% | |||
| Balance Sheet |
Optum Bank, Inc.
Draper, UT |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 18.87B | |||
| Total Deposits | 15.00B | |||
| Capital and Reserves |
Optum Bank, Inc.
Draper, UT |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 2.40B | |||
| Leverage Ratio | 10.96 | |||
| Loan Loss Reserves to Loans | 1.00% | |||
| Risk-Based Capital Ratio | 16.70 | |||
| Liquidity |
Optum Bank, Inc.
Draper, UT |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 54.95% | |||
| Profitability |
Optum Bank, Inc.
Draper, UT |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 2.33% | |||
| Net Income | 137.00M | |||
| Net Interest Spread | 4.17% | |||
| Operating Profit to Average Assets | 3.64% | |||
| Overhead Efficiency Ratio | 28.19% | |||
| Return on Assets | 2.80% | |||
| Return on Equity | 24.05% | |||