Major Rating Factors:
A current level of 0.5 percent of nonperforming loans to core capital combined with 0.1 percent from a year earlier contributes to the Excellent asset quality (8.6). Excellent current capitalization (7.6 on a scale of 0 to 10) based on a risk-based capital ratio of 12.7 and a capital leverage ratio of 9.4.
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.7 on a scale of 0 to 10). Operating profits as a percentage of assets at 1.4%, coupled with a return on assets of 1.1 has resulted in Good (5.1) profitability.
Asset Mix:
Comm re (27%), home mtgs (22%), cash (14%), comm loans (10%), securities (4%), consumer loans (1%), home eq lns (1%), other (21%)
States with Branches:
TX
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
BancFirst Corporation
Investment Rating
--
Address
200 West Main Street
Arlington, TX 76010
Arlington, TX 76010
Phone Number
(817) 303-5900
Year Founded
2002
FDIC Number
Website
Largest Affiliates
No affiliate information available.