| Weiss Ratings |
Highlands Community Bank
Covington, VA |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 6.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.30 | |||
| Profitability Index | 2.10 | |||
| Stability Index | 4.90 | |||
| Company Info |
Highlands Community Bank
Covington, VA |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 57420 | |||
| Phone Number | (540) 962-2265 | |||
| Website | www.hc.bank | |||
| Asset Quality |
Highlands Community Bank
Covington, VA |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -2.89% | |||
| 5-Year Asset Growth | 2.13% | |||
| 5-Year Charge-Offs to Average Loans | 0.36% | |||
| Charge-Offs to Average Loans | 0.36% | |||
| Non-Performing Assets to Assets | 0.83% | |||
| Non-Performing Loans to Capital | 6.35% | |||
| Non-Performing Loans to Loans | 1.80% | |||
| Balance Sheet |
Highlands Community Bank
Covington, VA |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 189.75M | |||
| Total Deposits | 165.18M | |||
| Capital and Reserves |
Highlands Community Bank
Covington, VA |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 20.49M | |||
| Leverage Ratio | 12.46 | |||
| Loan Loss Reserves to Loans | 1.42% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Highlands Community Bank
Covington, VA |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 31.18% | |||
| Liquidity Ratio | 50.76% | |||
| Profitability |
Highlands Community Bank
Covington, VA |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.72% | |||
| Net Income | 531.00K | |||
| Net Interest Spread | 3.20% | |||
| Operating Profit to Average Assets | 0.32% | |||
| Overhead Efficiency Ratio | 87.32% | |||
| Return on Assets | 0.28% | |||
| Return on Equity | 2.77% | |||