C
Sanibel Captiva Community Bank
Sanibel,  FL
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
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Return On
Assets
Total
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Capital
Total
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Net
Income
Weiss Ratings Sanibel Captiva Community Bank
Sanibel, FL
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Rating C
Asset Quality Index 5.20
Capitalization Index 8.40
Liquidity Index 2.00
Profitability Index 10.00
Stability Index 8.00
Company Info Sanibel Captiva Community Bank
Sanibel, FL
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FDIC Number 57425
Phone Number (239) 472-6100
Website www.sancapbank.com
Asset Quality Sanibel Captiva Community Bank
Sanibel, FL
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1-Year Asset Growth -3.74%
5-Year Asset Growth 13.06%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.17%
Non-Performing Assets to Assets 0.92%
Non-Performing Loans to Capital 5.51%
Non-Performing Loans to Loans 0.71%
Balance Sheet Sanibel Captiva Community Bank
Sanibel, FL
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Total Assets 976.17M
Total Deposits 805.90M
Capital and Reserves Sanibel Captiva Community Bank
Sanibel, FL
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Capital 96.61M
Leverage Ratio 9.92
Loan Loss Reserves to Loans 1.00%
Risk-Based Capital Ratio 13.85
Liquidity Sanibel Captiva Community Bank
Sanibel, FL
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Hot Money Ratio 15.21%
Liquidity Ratio 11.19%
Profitability Sanibel Captiva Community Bank
Sanibel, FL
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5-Year Return on Average Assets 1.75%
Net Income 9.49M
Net Interest Spread 5.31%
Operating Profit to Average Assets 2.55%
Overhead Efficiency Ratio 49.09%
Return on Assets 1.90%
Return on Equity 20.24%