C
Sanibel Captiva Community Bank
SanibelFL
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Sanibel Captiva Community Bank
Sanibel, FL
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Rating C
Asset Quality Index 4.00
Capitalization Index 6.70
Liquidity Index 0.40
Profitability Index 9.80
Stability Index 3.70
Company Info Sanibel Captiva Community Bank
Sanibel, FL
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FDIC Number 57425
Phone Number (239) 472-6100
Website www.sancapbank.com
Asset Quality Sanibel Captiva Community Bank
Sanibel, FL
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1-Year Asset Growth 10.96%
5-Year Asset Growth 22.29%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.14%
Non-Performing Assets to Assets 1.80%
Non-Performing Loans to Capital 17.62%
Non-Performing Loans to Loans 1.70%
Balance Sheet Sanibel Captiva Community Bank
Sanibel, FL
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Total Assets 1.01B
Total Deposits 835.23M
Capital and Reserves Sanibel Captiva Community Bank
Sanibel, FL
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Capital 85.97M
Leverage Ratio 8.74
Loan Loss Reserves to Loans 0.99%
Risk-Based Capital Ratio 12.32
Liquidity Sanibel Captiva Community Bank
Sanibel, FL
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Hot Money Ratio 16.08%
Liquidity Ratio 10.91%
Profitability Sanibel Captiva Community Bank
Sanibel, FL
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5-Year Return on Average Assets 1.74%
Net Income 9.10M
Net Interest Spread 4.88%
Operating Profit to Average Assets 2.46%
Overhead Efficiency Ratio 47.31%
Return on Assets 1.86%
Return on Equity 21.64%