C
Commerce Bank & Trust
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Commerce Bank & Trust
Winter Park, FL
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Rating C
Asset Quality Index 5.50
Capitalization Index 9.20
Liquidity Index 2.80
Profitability Index 3.20
Stability Index 4.30
Company Info Commerce Bank & Trust
Winter Park, FL
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FDIC Number 57429
Phone Number (407) 622-8181
Website cbtfl.com
Asset Quality Commerce Bank & Trust
Winter Park, FL
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1-Year Asset Growth 9.88%
5-Year Asset Growth 7.95%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 1.52%
Non-Performing Loans to Capital 14.13%
Non-Performing Loans to Loans 2.31%
Balance Sheet Commerce Bank & Trust
Winter Park, FL
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Total Assets 188.93M
Total Deposits 163.98M
Capital and Reserves Commerce Bank & Trust
Winter Park, FL
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Capital 13.80M
Leverage Ratio 10.48
Loan Loss Reserves to Loans 1.65%
Risk-Based Capital Ratio 15.01
Liquidity Commerce Bank & Trust
Winter Park, FL
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Hot Money Ratio 24.24%
Liquidity Ratio 28.99%
Profitability Commerce Bank & Trust
Winter Park, FL
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5-Year Return on Average Assets 0.59%
Net Income 1.14M
Net Interest Spread 3.41%
Operating Profit to Average Assets 0.65%
Overhead Efficiency Ratio 76.07%
Return on Assets 0.65%
Return on Equity 9.13%