C
Commerce Bank & Trust
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Commerce Bank & Trust
Winter Park, FL
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Rating C
Asset Quality Index 4.60
Capitalization Index 9.10
Liquidity Index 1.80
Profitability Index 3.30
Stability Index 4.90
Company Info Commerce Bank & Trust
Winter Park, FL
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FDIC Number 57429
Phone Number (407) 622-8181
Website cbtfl.com
Asset Quality Commerce Bank & Trust
Winter Park, FL
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1-Year Asset Growth 2.08%
5-Year Asset Growth 8.84%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 1.43%
Non-Performing Loans to Capital 12.66%
Non-Performing Loans to Loans 1.99%
Balance Sheet Commerce Bank & Trust
Winter Park, FL
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Total Assets 175.95M
Total Deposits 149.45M
Capital and Reserves Commerce Bank & Trust
Winter Park, FL
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Capital 13.24M
Leverage Ratio 10.41
Loan Loss Reserves to Loans 1.46%
Risk-Based Capital Ratio 14.54
Liquidity Commerce Bank & Trust
Winter Park, FL
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Hot Money Ratio 29.84%
Liquidity Ratio 19.37%
Profitability Commerce Bank & Trust
Winter Park, FL
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5-Year Return on Average Assets 0.59%
Net Income 978.00K
Net Interest Spread 3.42%
Operating Profit to Average Assets 0.75%
Overhead Efficiency Ratio 76.42%
Return on Assets 0.75%
Return on Equity 10.81%