Medallion Bank
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10). A current level of 2.1 percent of nonperforming loans to core capital combined with 1.6 percent from a year earlier contributes to the Good asset quality (5.3).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 18.1 and a capital leverage ratio of 16.9. Operating profits as a percentage of assets at 3.1%, coupled with a return on assets of 2.2 has resulted in Excellent (9.5) profitability.
Asset Mix:
Consumer loans (94%), cash (4%), securities (2%)
States with Branches:
UT
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Medallion Financial Corp.
Investment Rating
--
Address
1100 East 6600 South
Salt Lake City, UT 84121
Salt Lake City, UT 84121
Phone Number
(866) 688-6983
Year Founded
FDIC Number
Website
Largest Affiliates
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