B
Charles Schwab Bank, SSB
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Charles Schwab Bank, SSB
Westlake, TX
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Rating B
Asset Quality Index 8.50
Capitalization Index 6.00
Liquidity Index 4.90
Profitability Index 5.20
Stability Index 5.60
Company Info Charles Schwab Bank, SSB
Westlake, TX
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FDIC Number 57450
Phone Number (775) 689-6800
Website www.schwab.com/bank
Asset Quality Charles Schwab Bank, SSB
Westlake, TX
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1-Year Asset Growth 1.28%
5-Year Asset Growth -5.16%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.02%
Non-Performing Loans to Capital 0.12%
Non-Performing Loans to Loans 0.06%
Balance Sheet Charles Schwab Bank, SSB
Westlake, TX
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Total Assets 250.83B
Total Deposits 225.25B
Capital and Reserves Charles Schwab Bank, SSB
Westlake, TX
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Capital 18.10B
Leverage Ratio 10.65
Loan Loss Reserves to Loans 0.05%
Risk-Based Capital Ratio 30.19
Liquidity Charles Schwab Bank, SSB
Westlake, TX
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Hot Money Ratio 0.00%
Liquidity Ratio 57.78%
Profitability Charles Schwab Bank, SSB
Westlake, TX
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5-Year Return on Average Assets 0.59%
Net Income 1.65B
Net Interest Spread 2.15%
Operating Profit to Average Assets 1.69%
Overhead Efficiency Ratio 17.57%
Return on Assets 1.31%
Return on Equity 18.05%