C
First Commerce Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First Commerce Bank
Lewisburg, TN
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Rating C
Asset Quality Index 8.40
Capitalization Index 9.20
Liquidity Index 0.30
Profitability Index 9.70
Stability Index 3.70
Company Info First Commerce Bank
Lewisburg, TN
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FDIC Number 57465
Phone Number (931) 359-4322
Website www.firstcommercebank.net
Asset Quality First Commerce Bank
Lewisburg, TN
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1-Year Asset Growth 32.69%
5-Year Asset Growth 9.67%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.05%
Non-Performing Assets to Assets 0.05%
Non-Performing Loans to Capital 0.39%
Non-Performing Loans to Loans 0.06%
Balance Sheet First Commerce Bank
Lewisburg, TN
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Total Assets 881.84M
Total Deposits 774.71M
Capital and Reserves First Commerce Bank
Lewisburg, TN
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Capital 92.65M
Leverage Ratio 10.49
Loan Loss Reserves to Loans 0.78%
Risk-Based Capital Ratio --
Liquidity First Commerce Bank
Lewisburg, TN
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Hot Money Ratio 39.93%
Liquidity Ratio 8.62%
Profitability First Commerce Bank
Lewisburg, TN
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5-Year Return on Average Assets 1.44%
Net Income 11.56M
Net Interest Spread 4.67%
Operating Profit to Average Assets 2.28%
Overhead Efficiency Ratio 46.74%
Return on Assets 1.79%
Return on Equity 18.31%