C
First Commerce Bank
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First Commerce Bank
Lewisburg, TN
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Rating C
Asset Quality Index 8.40
Capitalization Index 9.10
Liquidity Index 0.10
Profitability Index 9.70
Stability Index 3.70
Company Info First Commerce Bank
Lewisburg, TN
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FDIC Number 57465
Phone Number (931) 359-4322
Website www.firstcommercebank.net
Asset Quality First Commerce Bank
Lewisburg, TN
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1-Year Asset Growth 34.46%
5-Year Asset Growth 17.64%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.04%
Non-Performing Assets to Assets 0.04%
Non-Performing Loans to Capital 0.47%
Non-Performing Loans to Loans 0.06%
Balance Sheet First Commerce Bank
Lewisburg, TN
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Total Assets 892.58M
Total Deposits 787.26M
Capital and Reserves First Commerce Bank
Lewisburg, TN
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Capital 94.93M
Leverage Ratio 10.40
Loan Loss Reserves to Loans 0.87%
Risk-Based Capital Ratio --
Liquidity First Commerce Bank
Lewisburg, TN
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Hot Money Ratio 42.45%
Liquidity Ratio 8.54%
Profitability First Commerce Bank
Lewisburg, TN
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5-Year Return on Average Assets 1.44%
Net Income 15.53M
Net Interest Spread 4.63%
Operating Profit to Average Assets 2.27%
Overhead Efficiency Ratio 48.43%
Return on Assets 1.79%
Return on Equity 17.94%