D
Community Bank Owatonna
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
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Return On
Assets
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Capital
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Net
Income
Weiss Ratings Community Bank Owatonna
Owatonna, MN
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Rating D
Asset Quality Index 7.60
Capitalization Index 6.20
Liquidity Index 1.10
Profitability Index 3.30
Stability Index 2.10
Company Info Community Bank Owatonna
Owatonna, MN
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FDIC Number 57468
Phone Number (507) 455-2265
Website www.cbowatonna.com
Asset Quality Community Bank Owatonna
Owatonna, MN
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1-Year Asset Growth 5.67%
5-Year Asset Growth 7.68%
5-Year Charge-Offs to Average Loans 0.16%
Charge-Offs to Average Loans 0.11%
Non-Performing Assets to Assets 0.29%
Non-Performing Loans to Capital 3.30%
Non-Performing Loans to Loans 0.39%
Balance Sheet Community Bank Owatonna
Owatonna, MN
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Total Assets 98.37M
Total Deposits 90.35M
Capital and Reserves Community Bank Owatonna
Owatonna, MN
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Capital 6.84M
Leverage Ratio 8.18
Loan Loss Reserves to Loans 0.93%
Risk-Based Capital Ratio 11.80
Liquidity Community Bank Owatonna
Owatonna, MN
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Hot Money Ratio 36.22%
Liquidity Ratio 12.67%
Profitability Community Bank Owatonna
Owatonna, MN
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5-Year Return on Average Assets 0.46%
Net Income 601.00K
Net Interest Spread 3.10%
Operating Profit to Average Assets 0.85%
Overhead Efficiency Ratio 69.26%
Return on Assets 0.63%
Return on Equity 9.99%