C
Community Bank Owatonna
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Community Bank Owatonna
Owatonna, MN
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Rating C
Asset Quality Index 6.70
Capitalization Index 6.00
Liquidity Index 1.70
Profitability Index 3.80
Stability Index 3.20
Company Info Community Bank Owatonna
Owatonna, MN
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FDIC Number 57468
Phone Number (507) 455-2265
Website www.cbowatonna.com
Asset Quality Community Bank Owatonna
Owatonna, MN
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1-Year Asset Growth 9.81%
5-Year Asset Growth 7.68%
5-Year Charge-Offs to Average Loans 0.14%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.12%
Non-Performing Loans to Capital 3.41%
Non-Performing Loans to Loans 0.17%
Balance Sheet Community Bank Owatonna
Owatonna, MN
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Total Assets 103.26M
Total Deposits 94.65M
Capital and Reserves Community Bank Owatonna
Owatonna, MN
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Capital 7.25M
Leverage Ratio 7.98
Loan Loss Reserves to Loans 0.98%
Risk-Based Capital Ratio 12.18
Liquidity Community Bank Owatonna
Owatonna, MN
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Hot Money Ratio 33.14%
Liquidity Ratio 17.12%
Profitability Community Bank Owatonna
Owatonna, MN
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5-Year Return on Average Assets 0.48%
Net Income 406.00K
Net Interest Spread 3.60%
Operating Profit to Average Assets 1.13%
Overhead Efficiency Ratio 67.21%
Return on Assets 0.82%
Return on Equity 11.62%