D
Community Bank Owatonna
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Community Bank Owatonna
Owatonna, MN
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Rating D
Asset Quality Index 8.80
Capitalization Index 5.70
Liquidity Index 1.80
Profitability Index 2.80
Stability Index 2.10
Company Info Community Bank Owatonna
Owatonna, MN
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FDIC Number 57468
Phone Number (507) 455-2265
Website www.cbowatonna.com
Asset Quality Community Bank Owatonna
Owatonna, MN
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1-Year Asset Growth 5.05%
5-Year Asset Growth 10.64%
5-Year Charge-Offs to Average Loans 0.16%
Charge-Offs to Average Loans 0.23%
Non-Performing Assets to Assets 0.03%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Community Bank Owatonna
Owatonna, MN
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Total Assets 94.03M
Total Deposits 86.37M
Capital and Reserves Community Bank Owatonna
Owatonna, MN
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Capital 6.04M
Leverage Ratio 7.68
Loan Loss Reserves to Loans 0.90%
Risk-Based Capital Ratio 11.76
Liquidity Community Bank Owatonna
Owatonna, MN
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Hot Money Ratio 34.65%
Liquidity Ratio 17.13%
Profitability Community Bank Owatonna
Owatonna, MN
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5-Year Return on Average Assets 0.46%
Net Income 188.00K
Net Interest Spread 2.93%
Operating Profit to Average Assets 0.52%
Overhead Efficiency Ratio 77.22%
Return on Assets 0.39%
Return on Equity 6.50%