Major Rating Factors:
A current level of 109.0 percent of nonperforming loans to core capital combined with 21.2 percent from a year earlier contributes to the Very Weak asset quality (0.1). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Very Weak overall stability index (0.5 on a scale of 0 to 10).
Other Rating Factors:
Weak liquidity 1.2, driven by a liquidity ratio of 6.4 percent and a “hot money” ratio of 31.9 percent.
Asset Mix:
Comm loans (56%), securities (21%), home mtgs (6%), cash (6%), comm re (6%), consumer loans (0%), other (5%)
States with Branches:
IL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Metropolitan Capital Bancorp, Inc.
Investment Rating
--
Address
Nine East Ontario Street
Chicago, IL 60611
Chicago, IL 60611
Phone Number
(312) 640-2300
Year Founded
2005
FDIC Number
Website
Largest Affiliates
No affiliate information available.