Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.2 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (8.0 on a scale of 0 to 10) based on a risk-based capital ratio of 14.6 and a capital leverage ratio of 9.7. Weak liquidity 2.1, driven by a liquidity ratio of 14.8 percent and a “hot money” ratio of 32.5 percent.
Asset Mix:
Comm loans (54%), securities (19%), cash (13%), comm re (5%), home mtgs (4%), consumer loans (0%), other (5%)
States with Branches:
IL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Metropolitan Capital Bancorp, Inc.
Investment Rating
--
Address
Nine East Ontario Street
Chicago, IL 60611
Chicago, IL 60611
Phone Number
(312) 640-2300
Year Founded
2005
FDIC Number
Website
Largest Affiliates
No affiliate information available.