D
Metropolitan Capital Bank & Trust
ChicagoIL
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
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Return On
Assets
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Capital
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Income
Weiss Ratings Metropolitan Capital Bank & Trust
Chicago, IL
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Rating D
Asset Quality Index 0.10
Capitalization Index 1.70
Liquidity Index 1.20
Profitability Index 1.00
Stability Index 0.50
Company Info Metropolitan Capital Bank & Trust
Chicago, IL
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FDIC Number 57488
Phone Number (312) 640-2300
Website www.metcapbank.com
Asset Quality Metropolitan Capital Bank & Trust
Chicago, IL
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1-Year Asset Growth -3.70%
5-Year Asset Growth 1.97%
5-Year Charge-Offs to Average Loans 0.95%
Charge-Offs to Average Loans 0.13%
Non-Performing Assets to Assets 11.20%
Non-Performing Loans to Capital 109.04%
Non-Performing Loans to Loans 14.95%
Balance Sheet Metropolitan Capital Bank & Trust
Chicago, IL
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Total Assets 246.48M
Total Deposits 223.09M
Capital and Reserves Metropolitan Capital Bank & Trust
Chicago, IL
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Capital 3.67M
Leverage Ratio 4.56
Loan Loss Reserves to Loans 4.43%
Risk-Based Capital Ratio 7.27
Liquidity Metropolitan Capital Bank & Trust
Chicago, IL
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Hot Money Ratio 31.94%
Liquidity Ratio 6.35%
Profitability Metropolitan Capital Bank & Trust
Chicago, IL
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5-Year Return on Average Assets -0.46%
Net Income -1.39M
Net Interest Spread 4.05%
Operating Profit to Average Assets -1.02%
Overhead Efficiency Ratio 121.30%
Return on Assets -1.02%
Return on Equity -79.17%