| Weiss Ratings |
Foresight Bank
Winnebago, IL |
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| Rating | ||||
| Asset Quality Index | 5.50 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.30 | |||
| Profitability Index | 5.00 | |||
| Stability Index | 7.50 | |||
| Company Info |
Foresight Bank
Winnebago, IL |
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| FDIC Number | 5749 | |||
| Phone Number | (815) 335-1900 | |||
| Website | www.germanamericanstatebank.com/ | |||
| Asset Quality |
Foresight Bank
Winnebago, IL |
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| 1-Year Asset Growth | 7.15% | |||
| 5-Year Asset Growth | 97.82% | |||
| 5-Year Charge-Offs to Average Loans | 0.15% | |||
| Charge-Offs to Average Loans | 0.09% | |||
| Non-Performing Assets to Assets | 1.26% | |||
| Non-Performing Loans to Capital | 9.36% | |||
| Non-Performing Loans to Loans | 1.93% | |||
| Balance Sheet |
Foresight Bank
Winnebago, IL |
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| Total Assets | 1.71B | |||
| Total Deposits | 1.49B | |||
| Capital and Reserves |
Foresight Bank
Winnebago, IL |
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| Capital | 169.90M | |||
| Leverage Ratio | 11.27 | |||
| Loan Loss Reserves to Loans | 1.16% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Foresight Bank
Winnebago, IL |
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| Hot Money Ratio | 20.70% | |||
| Liquidity Ratio | 21.59% | |||
| Profitability |
Foresight Bank
Winnebago, IL |
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| 5-Year Return on Average Assets | 0.87% | |||
| Net Income | 8.72M | |||
| Net Interest Spread | 3.64% | |||
| Operating Profit to Average Assets | 1.37% | |||
| Overhead Efficiency Ratio | 62.21% | |||
| Return on Assets | 1.03% | |||
| Return on Equity | 10.40% | |||