| Weiss Ratings |
Pathfinder Bank
Oswego, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 4.10 | |||
| Capitalization Index | 8.10 | |||
| Liquidity Index | 3.10 | |||
| Profitability Index | 3.10 | |||
| Stability Index | 6.90 | |||
| Company Info |
Pathfinder Bank
Oswego, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 57497 | |||
| Phone Number | (315) 343-0057 | |||
| Website | www.pathfinderbank.com | |||
| Asset Quality |
Pathfinder Bank
Oswego, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -0.82% | |||
| 5-Year Asset Growth | 6.95% | |||
| 5-Year Charge-Offs to Average Loans | 0.35% | |||
| Charge-Offs to Average Loans | 0.53% | |||
| Non-Performing Assets to Assets | 2.49% | |||
| Non-Performing Loans to Capital | 14.46% | |||
| Non-Performing Loans to Loans | 4.07% | |||
| Balance Sheet |
Pathfinder Bank
Oswego, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 1.46B | |||
| Total Deposits | 1.23B | |||
| Capital and Reserves |
Pathfinder Bank
Oswego, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 144.32M | |||
| Leverage Ratio | 9.72 | |||
| Loan Loss Reserves to Loans | 2.08% | |||
| Risk-Based Capital Ratio | 14.71 | |||
| Liquidity |
Pathfinder Bank
Oswego, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 22.08% | |||
| Liquidity Ratio | 18.32% | |||
| Profitability |
Pathfinder Bank
Oswego, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.83% | |||
| Net Income | 5.09M | |||
| Net Interest Spread | 3.48% | |||
| Operating Profit to Average Assets | 0.57% | |||
| Overhead Efficiency Ratio | 67.88% | |||
| Return on Assets | 0.47% | |||
| Return on Equity | 4.75% | |||