C
Avidbank
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Avidbank
San Jose, CA
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Rating C
Asset Quality Index 5.60
Capitalization Index 10.00
Liquidity Index 1.80
Profitability Index 5.20
Stability Index 5.00
Company Info Avidbank
San Jose, CA
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FDIC Number 57510
Phone Number (408) 222-0535
Website www.avidbank.com
Asset Quality Avidbank
San Jose, CA
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1-Year Asset Growth 2.77%
5-Year Asset Growth 20.71%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 1.76%
Non-Performing Loans to Capital 7.64%
Non-Performing Loans to Loans 2.22%
Balance Sheet Avidbank
San Jose, CA
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Total Assets 2.31B
Total Deposits 1.93B
Capital and Reserves Avidbank
San Jose, CA
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Capital 210.72M
Leverage Ratio 11.02
Loan Loss Reserves to Loans 1.02%
Risk-Based Capital Ratio 12.74
Liquidity Avidbank
San Jose, CA
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Hot Money Ratio 2.94%
Liquidity Ratio 19.31%
Profitability Avidbank
San Jose, CA
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5-Year Return on Average Assets 0.90%
Net Income 5.82M
Net Interest Spread 3.55%
Operating Profit to Average Assets 1.41%
Overhead Efficiency Ratio 60.87%
Return on Assets 1.00%
Return on Equity 11.28%