C
Avidbank
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Avidbank
San Jose, CA
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Rating C
Asset Quality Index 5.10
Capitalization Index 10.00
Liquidity Index 0.90
Profitability Index 4.80
Stability Index 4.30
Company Info Avidbank
San Jose, CA
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FDIC Number 57510
Phone Number (408) 222-0535
Website www.avidbank.com
Asset Quality Avidbank
San Jose, CA
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1-Year Asset Growth 11.21%
5-Year Asset Growth 15.89%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans 0.43%
Non-Performing Assets to Assets 1.20%
Non-Performing Loans to Capital 7.04%
Non-Performing Loans to Loans 1.43%
Balance Sheet Avidbank
San Jose, CA
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Total Assets 2.65B
Total Deposits 2.32B
Capital and Reserves Avidbank
San Jose, CA
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Capital 307.84M
Leverage Ratio 11.99
Loan Loss Reserves to Loans 0.97%
Risk-Based Capital Ratio 12.77
Liquidity Avidbank
San Jose, CA
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Hot Money Ratio 1.44%
Liquidity Ratio 16.30%
Profitability Avidbank
San Jose, CA
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5-Year Return on Average Assets 0.60%
Net Income 17.54M
Net Interest Spread 4.35%
Operating Profit to Average Assets 1.91%
Overhead Efficiency Ratio 51.63%
Return on Assets 1.39%
Return on Equity 11.72%