C
Avidbank
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Avidbank
San Jose, CA
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Rating C
Asset Quality Index 5.20
Capitalization Index 10.00
Liquidity Index 0.80
Profitability Index 1.70
Stability Index 7.80
Company Info Avidbank
San Jose, CA
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FDIC Number 57510
Phone Number (408) 222-0535
Website www.avidbank.com
Asset Quality Avidbank
San Jose, CA
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1-Year Asset Growth 11.50%
5-Year Asset Growth 15.89%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans 0.07%
Non-Performing Assets to Assets 1.30%
Non-Performing Loans to Capital 9.40%
Non-Performing Loans to Loans 1.55%
Balance Sheet Avidbank
San Jose, CA
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Total Assets 2.56B
Total Deposits 2.19B
Capital and Reserves Avidbank
San Jose, CA
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Capital 290.40M
Leverage Ratio 11.65
Loan Loss Reserves to Loans 1.04%
Risk-Based Capital Ratio 12.45
Liquidity Avidbank
San Jose, CA
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Hot Money Ratio 1.22%
Liquidity Ratio 16.01%
Profitability Avidbank
San Jose, CA
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5-Year Return on Average Assets 0.90%
Net Income -18.05M
Net Interest Spread 3.87%
Operating Profit to Average Assets -1.04%
Overhead Efficiency Ratio 55.08%
Return on Assets -0.76%
Return on Equity -7.53%