C
Avidbank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Avidbank
San Jose, CA
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Rating C
Asset Quality Index 5.60
Capitalization Index 10.00
Liquidity Index 1.00
Profitability Index 1.70
Stability Index 7.50
Company Info Avidbank
San Jose, CA
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FDIC Number 57510
Phone Number (408) 222-0535
Website www.avidbank.com
Asset Quality Avidbank
San Jose, CA
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1-Year Asset Growth 2.87%
5-Year Asset Growth 20.71%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 1.81%
Non-Performing Loans to Capital 7.70%
Non-Performing Loans to Loans 2.18%
Balance Sheet Avidbank
San Jose, CA
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Total Assets 2.36B
Total Deposits 2.06B
Capital and Reserves Avidbank
San Jose, CA
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Capital 282.05M
Leverage Ratio 11.55
Loan Loss Reserves to Loans 1.07%
Risk-Based Capital Ratio 13.14
Liquidity Avidbank
San Jose, CA
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Hot Money Ratio 2.02%
Liquidity Ratio 16.50%
Profitability Avidbank
San Jose, CA
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5-Year Return on Average Assets 0.90%
Net Income -25.36M
Net Interest Spread 3.75%
Operating Profit to Average Assets -2.00%
Overhead Efficiency Ratio 56.91%
Return on Assets -1.43%
Return on Equity -15.10%