| Weiss Ratings |
The HomeTown Bank of Alabama
Oneonta, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 4.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.00 | |||
| Profitability Index | 4.30 | |||
| Stability Index | 7.00 | |||
| Company Info |
The HomeTown Bank of Alabama
Oneonta, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 57540 | |||
| Phone Number | (205) 625-4434 | |||
| Website | www.hometownbankal.com | |||
| Asset Quality |
The HomeTown Bank of Alabama
Oneonta, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 3.36% | |||
| 5-Year Asset Growth | 6.21% | |||
| 5-Year Charge-Offs to Average Loans | 0.14% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 1.36% | |||
| Non-Performing Loans to Capital | 10.40% | |||
| Non-Performing Loans to Loans | 2.03% | |||
| Balance Sheet |
The HomeTown Bank of Alabama
Oneonta, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 660.68M | |||
| Total Deposits | 563.85M | |||
| Capital and Reserves |
The HomeTown Bank of Alabama
Oneonta, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 63.06M | |||
| Leverage Ratio | 11.08 | |||
| Loan Loss Reserves to Loans | 1.07% | |||
| Risk-Based Capital Ratio | 20.07 | |||
| Liquidity |
The HomeTown Bank of Alabama
Oneonta, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 21.19% | |||
| Liquidity Ratio | 21.83% | |||
| Profitability |
The HomeTown Bank of Alabama
Oneonta, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.44% | |||
| Net Income | 3.15M | |||
| Net Interest Spread | 3.78% | |||
| Operating Profit to Average Assets | 1.21% | |||
| Overhead Efficiency Ratio | 71.65% | |||
| Return on Assets | 0.95% | |||
| Return on Equity | 10.31% | |||