| Weiss Ratings |
The HomeTown Bank of Alabama
Oneonta, AL |
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| Rating | ||||
| Asset Quality Index | 5.20 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.90 | |||
| Profitability Index | 6.40 | |||
| Stability Index | 7.40 | |||
| Company Info |
The HomeTown Bank of Alabama
Oneonta, AL |
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| FDIC Number | 57540 | |||
| Phone Number | (205) 625-4434 | |||
| Website | www.hometownbankal.com | |||
| Asset Quality |
The HomeTown Bank of Alabama
Oneonta, AL |
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| 1-Year Asset Growth | 2.74% | |||
| 5-Year Asset Growth | 6.24% | |||
| 5-Year Charge-Offs to Average Loans | 0.07% | |||
| Charge-Offs to Average Loans | 0.09% | |||
| Non-Performing Assets to Assets | 1.71% | |||
| Non-Performing Loans to Capital | 12.04% | |||
| Non-Performing Loans to Loans | 2.42% | |||
| Balance Sheet |
The HomeTown Bank of Alabama
Oneonta, AL |
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| Total Assets | 639.60M | |||
| Total Deposits | 544.55M | |||
| Capital and Reserves |
The HomeTown Bank of Alabama
Oneonta, AL |
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| Capital | 61.90M | |||
| Leverage Ratio | 11.67 | |||
| Loan Loss Reserves to Loans | 1.10% | |||
| Risk-Based Capital Ratio | 20.62 | |||
| Liquidity |
The HomeTown Bank of Alabama
Oneonta, AL |
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| Hot Money Ratio | 22.27% | |||
| Liquidity Ratio | 22.41% | |||
| Profitability |
The HomeTown Bank of Alabama
Oneonta, AL |
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| 5-Year Return on Average Assets | 1.50% | |||
| Net Income | 8.62M | |||
| Net Interest Spread | 3.45% | |||
| Operating Profit to Average Assets | 1.71% | |||
| Overhead Efficiency Ratio | 57.96% | |||
| Return on Assets | 1.32% | |||
| Return on Equity | 15.10% | |||