| Weiss Ratings |
The HomeTown Bank of Alabama
Oneonta, AL |
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| Rating | ||||
| Asset Quality Index | 6.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.00 | |||
| Profitability Index | 6.30 | |||
| Stability Index | 7.30 | |||
| Company Info |
The HomeTown Bank of Alabama
Oneonta, AL |
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| FDIC Number | 57540 | |||
| Phone Number | (205) 625-4434 | |||
| Website | www.hometownbankal.com | |||
| Asset Quality |
The HomeTown Bank of Alabama
Oneonta, AL |
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| 1-Year Asset Growth | 0.68% | |||
| 5-Year Asset Growth | 11.30% | |||
| 5-Year Charge-Offs to Average Loans | 0.07% | |||
| Charge-Offs to Average Loans | 0.08% | |||
| Non-Performing Assets to Assets | 0.88% | |||
| Non-Performing Loans to Capital | 5.60% | |||
| Non-Performing Loans to Loans | 1.12% | |||
| Balance Sheet |
The HomeTown Bank of Alabama
Oneonta, AL |
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| Total Assets | 632.86M | |||
| Total Deposits | 541.74M | |||
| Capital and Reserves |
The HomeTown Bank of Alabama
Oneonta, AL |
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| Capital | 59.21M | |||
| Leverage Ratio | 11.28 | |||
| Loan Loss Reserves to Loans | 1.03% | |||
| Risk-Based Capital Ratio | 20.61 | |||
| Liquidity |
The HomeTown Bank of Alabama
Oneonta, AL |
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| Hot Money Ratio | 22.51% | |||
| Liquidity Ratio | 24.00% | |||
| Profitability |
The HomeTown Bank of Alabama
Oneonta, AL |
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| 5-Year Return on Average Assets | 1.50% | |||
| Net Income | 6.16M | |||
| Net Interest Spread | 3.37% | |||
| Operating Profit to Average Assets | 1.64% | |||
| Overhead Efficiency Ratio | 59.66% | |||
| Return on Assets | 1.26% | |||
| Return on Equity | 14.68% | |||