C
Heritage Bank
TopekaKS
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Heritage Bank
Topeka, KS
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Rating C
Asset Quality Index 5.50
Capitalization Index 10.00
Liquidity Index 0.90
Profitability Index 5.80
Stability Index 4.30
Company Info Heritage Bank
Topeka, KS
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FDIC Number 57548
Phone Number (785) 440-2200
Website www.heritagebankonline.com
Asset Quality Heritage Bank
Topeka, KS
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1-Year Asset Growth 115.89%
5-Year Asset Growth 24.24%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 9.41%
Non-Performing Loans to Loans 0.00%
Balance Sheet Heritage Bank
Topeka, KS
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Total Assets 290.55M
Total Deposits 234.01M
Capital and Reserves Heritage Bank
Topeka, KS
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Capital 33.70M
Leverage Ratio 13.84
Loan Loss Reserves to Loans 1.07%
Risk-Based Capital Ratio 12.87
Liquidity Heritage Bank
Topeka, KS
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Hot Money Ratio 17.88%
Liquidity Ratio 9.89%
Profitability Heritage Bank
Topeka, KS
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5-Year Return on Average Assets 1.09%
Net Income 1.61M
Net Interest Spread 4.40%
Operating Profit to Average Assets 1.38%
Overhead Efficiency Ratio 54.13%
Return on Assets 1.30%
Return on Equity 12.53%