C
Heritage Bank
Topeka,  KS
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Heritage Bank
Topeka, KS
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Rating C
Asset Quality Index 5.00
Capitalization Index 8.40
Liquidity Index 2.20
Profitability Index 7.20
Stability Index 7.10
Company Info Heritage Bank
Topeka, KS
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FDIC Number 57548
Phone Number (785) 440-2200
Website www.heritagebankonline.com
Asset Quality Heritage Bank
Topeka, KS
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1-Year Asset Growth 106.51%
5-Year Asset Growth 62.84%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.01%
Non-Performing Loans to Capital 8.94%
Non-Performing Loans to Loans 0.02%
Balance Sheet Heritage Bank
Topeka, KS
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Total Assets 324.90M
Total Deposits 278.62M
Capital and Reserves Heritage Bank
Topeka, KS
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Capital 36.13M
Leverage Ratio 9.94
Loan Loss Reserves to Loans 1.36%
Risk-Based Capital Ratio 14.24
Liquidity Heritage Bank
Topeka, KS
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Hot Money Ratio 12.84%
Liquidity Ratio 21.47%
Profitability Heritage Bank
Topeka, KS
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5-Year Return on Average Assets 1.25%
Net Income 2.82M
Net Interest Spread 4.54%
Operating Profit to Average Assets 1.91%
Overhead Efficiency Ratio 53.63%
Return on Assets 1.81%
Return on Equity 16.03%