| Weiss Ratings |
Traditions Bank
Cullman, AL |
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| Rating | ||||
| Asset Quality Index | 5.30 | |||
| Capitalization Index | 8.40 | |||
| Liquidity Index | 0.70 | |||
| Profitability Index | 7.60 | |||
| Stability Index | 3.70 | |||
| Company Info |
Traditions Bank
Cullman, AL |
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| FDIC Number | 57554 | |||
| Phone Number | (256) 735-2121 | |||
| Website | www.traditionsal.com | |||
| Asset Quality |
Traditions Bank
Cullman, AL |
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| 1-Year Asset Growth | 8.53% | |||
| 5-Year Asset Growth | 22.64% | |||
| 5-Year Charge-Offs to Average Loans | 0.46% | |||
| Charge-Offs to Average Loans | 0.37% | |||
| Non-Performing Assets to Assets | 1.05% | |||
| Non-Performing Loans to Capital | 6.14% | |||
| Non-Performing Loans to Loans | 1.16% | |||
| Balance Sheet |
Traditions Bank
Cullman, AL |
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| Total Assets | 824.65M | |||
| Total Deposits | 719.56M | |||
| Capital and Reserves |
Traditions Bank
Cullman, AL |
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| Capital | 78.84M | |||
| Leverage Ratio | 9.92 | |||
| Loan Loss Reserves to Loans | 1.43% | |||
| Risk-Based Capital Ratio | 14.70 | |||
| Liquidity |
Traditions Bank
Cullman, AL |
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| Hot Money Ratio | 29.86% | |||
| Liquidity Ratio | 17.74% | |||
| Profitability |
Traditions Bank
Cullman, AL |
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| 5-Year Return on Average Assets | 1.41% | |||
| Net Income | 2.80M | |||
| Net Interest Spread | 5.00% | |||
| Operating Profit to Average Assets | 1.81% | |||
| Overhead Efficiency Ratio | 60.77% | |||
| Return on Assets | 1.39% | |||
| Return on Equity | 14.50% | |||