| Weiss Ratings |
Traditions Bank
Cullman, AL |
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| Rating | ||||
| Asset Quality Index | 5.10 | |||
| Capitalization Index | 8.30 | |||
| Liquidity Index | 0.50 | |||
| Profitability Index | 7.70 | |||
| Stability Index | 3.70 | |||
| Company Info |
Traditions Bank
Cullman, AL |
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| FDIC Number | 57554 | |||
| Phone Number | (256) 735-2121 | |||
| Website | www.traditionsal.com | |||
| Asset Quality |
Traditions Bank
Cullman, AL |
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| 1-Year Asset Growth | 6.47% | |||
| 5-Year Asset Growth | 22.64% | |||
| 5-Year Charge-Offs to Average Loans | 0.46% | |||
| Charge-Offs to Average Loans | 0.36% | |||
| Non-Performing Assets to Assets | 1.37% | |||
| Non-Performing Loans to Capital | 8.60% | |||
| Non-Performing Loans to Loans | 1.52% | |||
| Balance Sheet |
Traditions Bank
Cullman, AL |
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| Total Assets | 838.45M | |||
| Total Deposits | 732.05M | |||
| Capital and Reserves |
Traditions Bank
Cullman, AL |
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| Capital | 80.27M | |||
| Leverage Ratio | 9.87 | |||
| Loan Loss Reserves to Loans | 1.43% | |||
| Risk-Based Capital Ratio | 14.37 | |||
| Liquidity |
Traditions Bank
Cullman, AL |
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| Hot Money Ratio | 29.59% | |||
| Liquidity Ratio | 15.60% | |||
| Profitability |
Traditions Bank
Cullman, AL |
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| 5-Year Return on Average Assets | 1.41% | |||
| Net Income | 5.56M | |||
| Net Interest Spread | 5.08% | |||
| Operating Profit to Average Assets | 1.78% | |||
| Overhead Efficiency Ratio | 60.12% | |||
| Return on Assets | 1.36% | |||
| Return on Equity | 14.18% | |||