| Weiss Ratings |
Traditions Bank
Cullman, AL |
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| Rating | ||||
| Asset Quality Index | 4.00 | |||
| Capitalization Index | 8.30 | |||
| Liquidity Index | 0.50 | |||
| Profitability Index | 7.50 | |||
| Stability Index | 3.70 | |||
| Company Info |
Traditions Bank
Cullman, AL |
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| FDIC Number | 57554 | |||
| Phone Number | (256) 735-2121 | |||
| Website | www.traditionsal.com | |||
| Asset Quality |
Traditions Bank
Cullman, AL |
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| 1-Year Asset Growth | 5.51% | |||
| 5-Year Asset Growth | 22.64% | |||
| 5-Year Charge-Offs to Average Loans | 0.46% | |||
| Charge-Offs to Average Loans | 0.34% | |||
| Non-Performing Assets to Assets | 2.24% | |||
| Non-Performing Loans to Capital | 13.83% | |||
| Non-Performing Loans to Loans | 2.51% | |||
| Balance Sheet |
Traditions Bank
Cullman, AL |
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| Total Assets | 857.06M | |||
| Total Deposits | 748.14M | |||
| Capital and Reserves |
Traditions Bank
Cullman, AL |
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| Capital | 82.37M | |||
| Leverage Ratio | 9.85 | |||
| Loan Loss Reserves to Loans | 1.50% | |||
| Risk-Based Capital Ratio | 14.23 | |||
| Liquidity |
Traditions Bank
Cullman, AL |
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| Hot Money Ratio | 30.33% | |||
| Liquidity Ratio | 14.92% | |||
| Profitability |
Traditions Bank
Cullman, AL |
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| 5-Year Return on Average Assets | 1.41% | |||
| Net Income | 8.27M | |||
| Net Interest Spread | 5.18% | |||
| Operating Profit to Average Assets | 1.75% | |||
| Overhead Efficiency Ratio | 60.01% | |||
| Return on Assets | 1.33% | |||
| Return on Equity | 13.89% | |||