| Weiss Ratings |
Traditions Bank
Cullman, AL |
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| Rating | ||||
| Asset Quality Index | 5.00 | |||
| Capitalization Index | 9.30 | |||
| Liquidity Index | 0.30 | |||
| Profitability Index | 6.00 | |||
| Stability Index | 3.70 | |||
| Company Info |
Traditions Bank
Cullman, AL |
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| FDIC Number | 57554 | |||
| Phone Number | (256) 735-2121 | |||
| Website | www.traditionsal.com | |||
| Asset Quality |
Traditions Bank
Cullman, AL |
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| 1-Year Asset Growth | 6.26% | |||
| 5-Year Asset Growth | 16.78% | |||
| 5-Year Charge-Offs to Average Loans | 0.43% | |||
| Charge-Offs to Average Loans | 0.62% | |||
| Non-Performing Assets to Assets | 1.29% | |||
| Non-Performing Loans to Capital | 6.58% | |||
| Non-Performing Loans to Loans | 1.03% | |||
| Balance Sheet |
Traditions Bank
Cullman, AL |
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| Total Assets | 890.94M | |||
| Total Deposits | 756.14M | |||
| Capital and Reserves |
Traditions Bank
Cullman, AL |
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| Capital | 91.12M | |||
| Leverage Ratio | 10.50 | |||
| Loan Loss Reserves to Loans | 1.26% | |||
| Risk-Based Capital Ratio | 14.85 | |||
| Liquidity |
Traditions Bank
Cullman, AL |
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| Hot Money Ratio | 30.27% | |||
| Liquidity Ratio | 13.83% | |||
| Profitability |
Traditions Bank
Cullman, AL |
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| 5-Year Return on Average Assets | 1.43% | |||
| Net Income | 4.88M | |||
| Net Interest Spread | 5.09% | |||
| Operating Profit to Average Assets | 1.47% | |||
| Overhead Efficiency Ratio | 68.08% | |||
| Return on Assets | 1.12% | |||
| Return on Equity | 11.02% | |||