| Weiss Ratings |
PeoplesTrust Bank
Hamilton, AL |
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| Rating | ||||
| Asset Quality Index | 5.60 | |||
| Capitalization Index | 9.70 | |||
| Liquidity Index | 1.00 | |||
| Profitability Index | 5.50 | |||
| Stability Index | 4.30 | |||
| Company Info |
PeoplesTrust Bank
Hamilton, AL |
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| FDIC Number | 57569 | |||
| Phone Number | (205) 921-9400 | |||
| Website | www.peoplestrustbk.com | |||
| Asset Quality |
PeoplesTrust Bank
Hamilton, AL |
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| 1-Year Asset Growth | 4.25% | |||
| 5-Year Asset Growth | 12.25% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.38% | |||
| Non-Performing Assets to Assets | 0.57% | |||
| Non-Performing Loans to Capital | 2.81% | |||
| Non-Performing Loans to Loans | 0.49% | |||
| Balance Sheet |
PeoplesTrust Bank
Hamilton, AL |
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| Total Assets | 196.92M | |||
| Total Deposits | 173.84M | |||
| Capital and Reserves |
PeoplesTrust Bank
Hamilton, AL |
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| Capital | 20.59M | |||
| Leverage Ratio | 10.79 | |||
| Loan Loss Reserves to Loans | 1.52% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
PeoplesTrust Bank
Hamilton, AL |
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| Hot Money Ratio | 51.17% | |||
| Liquidity Ratio | 25.70% | |||
| Profitability |
PeoplesTrust Bank
Hamilton, AL |
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| 5-Year Return on Average Assets | 1.07% | |||
| Net Income | 1.95M | |||
| Net Interest Spread | 3.67% | |||
| Operating Profit to Average Assets | 1.35% | |||
| Overhead Efficiency Ratio | 57.22% | |||
| Return on Assets | 1.00% | |||
| Return on Equity | 10.14% | |||