| Weiss Ratings |
PeoplesTrust Bank
Hamilton, AL |
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| Rating | ||||
| Asset Quality Index | 4.70 | |||
| Capitalization Index | 9.50 | |||
| Liquidity Index | 0.90 | |||
| Profitability Index | 6.10 | |||
| Stability Index | 4.30 | |||
| Company Info |
PeoplesTrust Bank
Hamilton, AL |
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| FDIC Number | 57569 | |||
| Phone Number | (205) 921-9400 | |||
| Website | www.peoplestrustbk.com | |||
| Asset Quality |
PeoplesTrust Bank
Hamilton, AL |
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| 1-Year Asset Growth | 4.36% | |||
| 5-Year Asset Growth | 16.43% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.03% | |||
| Non-Performing Assets to Assets | 0.89% | |||
| Non-Performing Loans to Capital | 6.60% | |||
| Non-Performing Loans to Loans | 1.26% | |||
| Balance Sheet |
PeoplesTrust Bank
Hamilton, AL |
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| Total Assets | 194.88M | |||
| Total Deposits | 172.27M | |||
| Capital and Reserves |
PeoplesTrust Bank
Hamilton, AL |
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| Capital | 20.07M | |||
| Leverage Ratio | 10.68 | |||
| Loan Loss Reserves to Loans | 1.66% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
PeoplesTrust Bank
Hamilton, AL |
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| Hot Money Ratio | 48.83% | |||
| Liquidity Ratio | 23.64% | |||
| Profitability |
PeoplesTrust Bank
Hamilton, AL |
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| 5-Year Return on Average Assets | 1.07% | |||
| Net Income | 1.64M | |||
| Net Interest Spread | 3.67% | |||
| Operating Profit to Average Assets | 1.54% | |||
| Overhead Efficiency Ratio | 55.05% | |||
| Return on Assets | 1.12% | |||
| Return on Equity | 11.54% | |||