| Weiss Ratings |
PeoplesTrust Bank
Hamilton, AL |
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| Rating | ||||
| Asset Quality Index | 7.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.40 | |||
| Profitability Index | 5.60 | |||
| Stability Index | 5.00 | |||
| Company Info |
PeoplesTrust Bank
Hamilton, AL |
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| FDIC Number | 57569 | |||
| Phone Number | (205) 921-9400 | |||
| Website | www.peoplestrustbk.com | |||
| Asset Quality |
PeoplesTrust Bank
Hamilton, AL |
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| 1-Year Asset Growth | 3.44% | |||
| 5-Year Asset Growth | 12.25% | |||
| 5-Year Charge-Offs to Average Loans | 0.10% | |||
| Charge-Offs to Average Loans | 0.03% | |||
| Non-Performing Assets to Assets | 0.43% | |||
| Non-Performing Loans to Capital | 2.63% | |||
| Non-Performing Loans to Loans | 0.50% | |||
| Balance Sheet |
PeoplesTrust Bank
Hamilton, AL |
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| Total Assets | 201.21M | |||
| Total Deposits | 177.56M | |||
| Capital and Reserves |
PeoplesTrust Bank
Hamilton, AL |
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| Capital | 21.24M | |||
| Leverage Ratio | 11.11 | |||
| Loan Loss Reserves to Loans | 1.51% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
PeoplesTrust Bank
Hamilton, AL |
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| Hot Money Ratio | 49.93% | |||
| Liquidity Ratio | 28.14% | |||
| Profitability |
PeoplesTrust Bank
Hamilton, AL |
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| 5-Year Return on Average Assets | 1.12% | |||
| Net Income | 1.07M | |||
| Net Interest Spread | 3.71% | |||
| Operating Profit to Average Assets | 1.43% | |||
| Overhead Efficiency Ratio | 61.84% | |||
| Return on Assets | 1.08% | |||
| Return on Equity | 10.30% | |||