| Weiss Ratings |
Comenity Capital Bank
Draper, UT |
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| Rating | ||||
| Asset Quality Index | 1.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.40 | |||
| Profitability Index | 9.50 | |||
| Stability Index | 9.80 | |||
| Company Info |
Comenity Capital Bank
Draper, UT |
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| FDIC Number | 57570 | |||
| Phone Number | (801) 527-2273 | |||
| Website | www.breadfinancial.com | |||
| Asset Quality |
Comenity Capital Bank
Draper, UT |
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| 1-Year Asset Growth | 0.87% | |||
| 5-Year Asset Growth | 8.39% | |||
| 5-Year Charge-Offs to Average Loans | 6.54% | |||
| Charge-Offs to Average Loans | 8.26% | |||
| Non-Performing Assets to Assets | 1.58% | |||
| Non-Performing Loans to Capital | 16.94% | |||
| Non-Performing Loans to Loans | 1.84% | |||
| Balance Sheet |
Comenity Capital Bank
Draper, UT |
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| Total Assets | 12.70B | |||
| Total Deposits | 9.98B | |||
| Capital and Reserves |
Comenity Capital Bank
Draper, UT |
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| Capital | 1.83B | |||
| Leverage Ratio | 13.64 | |||
| Loan Loss Reserves to Loans | 11.96% | |||
| Risk-Based Capital Ratio | 19.02 | |||
| Liquidity |
Comenity Capital Bank
Draper, UT |
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| Hot Money Ratio | 27.29% | |||
| Liquidity Ratio | 20.18% | |||
| Profitability |
Comenity Capital Bank
Draper, UT |
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| 5-Year Return on Average Assets | 2.16% | |||
| Net Income | 192.49M | |||
| Net Interest Spread | 17.27% | |||
| Operating Profit to Average Assets | 2.45% | |||
| Overhead Efficiency Ratio | 57.55% | |||
| Return on Assets | 1.96% | |||
| Return on Equity | 13.86% | |||