| Weiss Ratings |
Comenity Capital Bank
Draper, UT |
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| Rating | ||||
| Asset Quality Index | 1.50 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.70 | |||
| Profitability Index | 9.10 | |||
| Stability Index | 9.80 | |||
| Company Info |
Comenity Capital Bank
Draper, UT |
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| FDIC Number | 57570 | |||
| Phone Number | (801) 527-2273 | |||
| Website | www.breadfinancial.com | |||
| Asset Quality |
Comenity Capital Bank
Draper, UT |
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| 1-Year Asset Growth | 7.36% | |||
| 5-Year Asset Growth | 11.78% | |||
| 5-Year Charge-Offs to Average Loans | 6.93% | |||
| Charge-Offs to Average Loans | 7.69% | |||
| Non-Performing Assets to Assets | 1.19% | |||
| Non-Performing Loans to Capital | 14.94% | |||
| Non-Performing Loans to Loans | 1.40% | |||
| Balance Sheet |
Comenity Capital Bank
Draper, UT |
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| Total Assets | 13.86B | |||
| Total Deposits | 10.99B | |||
| Capital and Reserves |
Comenity Capital Bank
Draper, UT |
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| Capital | 1.80B | |||
| Leverage Ratio | 12.84 | |||
| Loan Loss Reserves to Loans | 11.41% | |||
| Risk-Based Capital Ratio | 17.65 | |||
| Liquidity |
Comenity Capital Bank
Draper, UT |
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| Hot Money Ratio | 25.11% | |||
| Liquidity Ratio | 20.73% | |||
| Profitability |
Comenity Capital Bank
Draper, UT |
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| 5-Year Return on Average Assets | 2.49% | |||
| Net Income | 112.46M | |||
| Net Interest Spread | 17.55% | |||
| Operating Profit to Average Assets | 2.30% | |||
| Overhead Efficiency Ratio | 56.20% | |||
| Return on Assets | 1.66% | |||
| Return on Equity | 12.81% | |||