| Weiss Ratings |
Heritage Bank of the Ozarks
Lebanon, MO |
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| Rating | ||||
| Asset Quality Index | 4.60 | |||
| Capitalization Index | 7.50 | |||
| Liquidity Index | 1.00 | |||
| Profitability Index | 6.20 | |||
| Stability Index | 4.30 | |||
| Company Info |
Heritage Bank of the Ozarks
Lebanon, MO |
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| FDIC Number | 57576 | |||
| Phone Number | (417) 532-2265 | |||
| Website | www.heritagebankozarks.com | |||
| Asset Quality |
Heritage Bank of the Ozarks
Lebanon, MO |
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| 1-Year Asset Growth | 17.26% | |||
| 5-Year Asset Growth | 21.43% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.03% | |||
| Non-Performing Assets to Assets | 1.69% | |||
| Non-Performing Loans to Capital | 16.76% | |||
| Non-Performing Loans to Loans | 2.30% | |||
| Balance Sheet |
Heritage Bank of the Ozarks
Lebanon, MO |
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| Total Assets | 425.93M | |||
| Total Deposits | 381.42M | |||
| Capital and Reserves |
Heritage Bank of the Ozarks
Lebanon, MO |
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| Capital | 35.50M | |||
| Leverage Ratio | 9.31 | |||
| Loan Loss Reserves to Loans | 1.40% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Heritage Bank of the Ozarks
Lebanon, MO |
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| Hot Money Ratio | 29.24% | |||
| Liquidity Ratio | 11.16% | |||
| Profitability |
Heritage Bank of the Ozarks
Lebanon, MO |
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| 5-Year Return on Average Assets | 1.06% | |||
| Net Income | 5.00M | |||
| Net Interest Spread | 4.01% | |||
| Operating Profit to Average Assets | 1.64% | |||
| Overhead Efficiency Ratio | 55.35% | |||
| Return on Assets | 1.29% | |||
| Return on Equity | 15.26% | |||