| Weiss Ratings |
Heritage Bank of the Ozarks
Lebanon, MO |
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| Rating | ||||
| Asset Quality Index | 3.50 | |||
| Capitalization Index | 8.00 | |||
| Liquidity Index | 0.70 | |||
| Profitability Index | 5.90 | |||
| Stability Index | 5.50 | |||
| Company Info |
Heritage Bank of the Ozarks
Lebanon, MO |
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| FDIC Number | 57576 | |||
| Phone Number | (417) 532-2265 | |||
| Website | www.heritagebankozarks.com | |||
| Asset Quality |
Heritage Bank of the Ozarks
Lebanon, MO |
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| 1-Year Asset Growth | 8.23% | |||
| 5-Year Asset Growth | 21.43% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 1.76% | |||
| Non-Performing Loans to Capital | 15.35% | |||
| Non-Performing Loans to Loans | 2.84% | |||
| Balance Sheet |
Heritage Bank of the Ozarks
Lebanon, MO |
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| Total Assets | 423.97M | |||
| Total Deposits | 376.95M | |||
| Capital and Reserves |
Heritage Bank of the Ozarks
Lebanon, MO |
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| Capital | 37.43M | |||
| Leverage Ratio | 9.64 | |||
| Loan Loss Reserves to Loans | 1.45% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Heritage Bank of the Ozarks
Lebanon, MO |
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| Hot Money Ratio | 29.34% | |||
| Liquidity Ratio | 12.23% | |||
| Profitability |
Heritage Bank of the Ozarks
Lebanon, MO |
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| 5-Year Return on Average Assets | 1.15% | |||
| Net Income | 2.49M | |||
| Net Interest Spread | 3.89% | |||
| Operating Profit to Average Assets | 1.53% | |||
| Overhead Efficiency Ratio | 61.31% | |||
| Return on Assets | 1.19% | |||
| Return on Equity | 13.66% | |||