| Weiss Ratings |
Heritage Bank of the Ozarks
Lebanon, MO |
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| Rating | ||||
| Asset Quality Index | 7.80 | |||
| Capitalization Index | 7.50 | |||
| Liquidity Index | 1.10 | |||
| Profitability Index | 6.50 | |||
| Stability Index | 4.30 | |||
| Company Info |
Heritage Bank of the Ozarks
Lebanon, MO |
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| FDIC Number | 57576 | |||
| Phone Number | (417) 532-2265 | |||
| Website | www.heritagebankozarks.com | |||
| Asset Quality |
Heritage Bank of the Ozarks
Lebanon, MO |
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| 1-Year Asset Growth | 13.92% | |||
| 5-Year Asset Growth | 24.45% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.23% | |||
| Non-Performing Loans to Capital | 1.55% | |||
| Non-Performing Loans to Loans | 0.31% | |||
| Balance Sheet |
Heritage Bank of the Ozarks
Lebanon, MO |
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| Total Assets | 411.45M | |||
| Total Deposits | 367.27M | |||
| Capital and Reserves |
Heritage Bank of the Ozarks
Lebanon, MO |
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| Capital | 34.59M | |||
| Leverage Ratio | 9.32 | |||
| Loan Loss Reserves to Loans | 1.27% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Heritage Bank of the Ozarks
Lebanon, MO |
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| Hot Money Ratio | 28.26% | |||
| Liquidity Ratio | 11.50% | |||
| Profitability |
Heritage Bank of the Ozarks
Lebanon, MO |
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| 5-Year Return on Average Assets | 1.06% | |||
| Net Income | 3.91M | |||
| Net Interest Spread | 4.02% | |||
| Operating Profit to Average Assets | 1.74% | |||
| Overhead Efficiency Ratio | 55.14% | |||
| Return on Assets | 1.37% | |||
| Return on Equity | 16.27% | |||