D
Golden State Bank
Rating Date
April 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Golden State Bank
Glendale, CA
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Rating D
Asset Quality Index 5.60
Capitalization Index 8.20
Liquidity Index 0.20
Profitability Index 6.00
Stability Index 3.70
Company Info Golden State Bank
Glendale, CA
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FDIC Number 57585
Phone Number (818) 254-1052
Website www.goldenstatebank.com
Asset Quality Golden State Bank
Glendale, CA
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1-Year Asset Growth 14.71%
5-Year Asset Growth 27.56%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.15%
Non-Performing Assets to Assets 0.06%
Non-Performing Loans to Capital 0.51%
Non-Performing Loans to Loans 0.06%
Balance Sheet Golden State Bank
Glendale, CA
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Total Assets 836.82M
Total Deposits 717.13M
Capital and Reserves Golden State Bank
Glendale, CA
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Capital 81.73M
Leverage Ratio 9.82
Loan Loss Reserves to Loans 1.34%
Risk-Based Capital Ratio --
Liquidity Golden State Bank
Glendale, CA
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Hot Money Ratio 33.56%
Liquidity Ratio 15.60%
Profitability Golden State Bank
Glendale, CA
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5-Year Return on Average Assets 0.76%
Net Income 8.82M
Net Interest Spread 3.77%
Operating Profit to Average Assets 1.40%
Overhead Efficiency Ratio 54.02%
Return on Assets 1.10%
Return on Equity 11.44%