D
Golden State Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Golden State Bank
Glendale, CA
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Rating D
Asset Quality Index 4.20
Capitalization Index 8.10
Liquidity Index 0.20
Profitability Index 6.00
Stability Index 3.70
Company Info Golden State Bank
Glendale, CA
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FDIC Number 57585
Phone Number (818) 254-1052
Website www.goldenstatebank.com
Asset Quality Golden State Bank
Glendale, CA
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1-Year Asset Growth 14.42%
5-Year Asset Growth 27.56%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 1.28%
Non-Performing Loans to Capital 12.06%
Non-Performing Loans to Loans 1.49%
Balance Sheet Golden State Bank
Glendale, CA
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Total Assets 918.12M
Total Deposits 788.88M
Capital and Reserves Golden State Bank
Glendale, CA
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Capital 86.76M
Leverage Ratio 9.72
Loan Loss Reserves to Loans 1.34%
Risk-Based Capital Ratio --
Liquidity Golden State Bank
Glendale, CA
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Hot Money Ratio 35.74%
Liquidity Ratio 15.09%
Profitability Golden State Bank
Glendale, CA
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5-Year Return on Average Assets 0.88%
Net Income 4.68M
Net Interest Spread 3.95%
Operating Profit to Average Assets 1.57%
Overhead Efficiency Ratio 55.79%
Return on Assets 1.08%
Return on Equity 11.13%