D
Golden State Bank
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Golden State Bank
Glendale, CA
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Rating D
Asset Quality Index 6.80
Capitalization Index 8.40
Liquidity Index 0.20
Profitability Index 5.50
Stability Index 3.70
Company Info Golden State Bank
Glendale, CA
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FDIC Number 57585
Phone Number (818) 254-1052
Website www.goldenstatebank.com
Asset Quality Golden State Bank
Glendale, CA
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1-Year Asset Growth 15.73%
5-Year Asset Growth 27.56%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.19%
Non-Performing Loans to Capital 1.77%
Non-Performing Loans to Loans 0.22%
Balance Sheet Golden State Bank
Glendale, CA
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Total Assets 887.36M
Total Deposits 758.25M
Capital and Reserves Golden State Bank
Glendale, CA
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Capital 83.90M
Leverage Ratio 9.93
Loan Loss Reserves to Loans 1.34%
Risk-Based Capital Ratio --
Liquidity Golden State Bank
Glendale, CA
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Hot Money Ratio 33.05%
Liquidity Ratio 14.78%
Profitability Golden State Bank
Glendale, CA
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5-Year Return on Average Assets 0.88%
Net Income 2.00M
Net Interest Spread 3.93%
Operating Profit to Average Assets 1.38%
Overhead Efficiency Ratio 57.78%
Return on Assets 0.95%
Return on Equity 9.65%