West Coast Community Bank
| Weiss Ratings |
West Coast Community Bank
Santa Cruz, CA |
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| Rating | ||||
| Asset Quality Index | 6.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.40 | |||
| Profitability Index | 10.00 | |||
| Stability Index | 5.00 | |||
| Company Info |
West Coast Community Bank
Santa Cruz, CA |
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| FDIC Number | 57591 | |||
| Phone Number | (831) 600-4020 | |||
| Website | wccb.com | |||
| Asset Quality |
West Coast Community Bank
Santa Cruz, CA |
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| 1-Year Asset Growth | 11.10% | |||
| 5-Year Asset Growth | 20.53% | |||
| 5-Year Charge-Offs to Average Loans | 0.03% | |||
| Charge-Offs to Average Loans | 0.39% | |||
| Non-Performing Assets to Assets | 0.44% | |||
| Non-Performing Loans to Capital | 1.21% | |||
| Non-Performing Loans to Loans | 0.63% | |||
| Balance Sheet |
West Coast Community Bank
Santa Cruz, CA |
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| Total Assets | 2.94B | |||
| Total Deposits | 2.52B | |||
| Capital and Reserves |
West Coast Community Bank
Santa Cruz, CA |
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| Capital | 396.63M | |||
| Leverage Ratio | 12.05 | |||
| Loan Loss Reserves to Loans | 1.55% | |||
| Risk-Based Capital Ratio | 14.40 | |||
| Liquidity |
West Coast Community Bank
Santa Cruz, CA |
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| Hot Money Ratio | 4.89% | |||
| Liquidity Ratio | 15.27% | |||
| Profitability |
West Coast Community Bank
Santa Cruz, CA |
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| 5-Year Return on Average Assets | 1.70% | |||
| Net Income | 29.43M | |||
| Net Interest Spread | 5.16% | |||
| Operating Profit to Average Assets | 2.86% | |||
| Overhead Efficiency Ratio | 42.07% | |||
| Return on Assets | 2.04% | |||
| Return on Equity | 15.01% | |||