West Coast Community Bank
| Weiss Ratings |
West Coast Community Bank
Santa Cruz, CA |
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| Rating | ||||
| Asset Quality Index | 6.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.00 | |||
| Profitability Index | 10.00 | |||
| Stability Index | 5.00 | |||
| Company Info |
West Coast Community Bank
Santa Cruz, CA |
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| FDIC Number | 57591 | |||
| Phone Number | (831) 600-4020 | |||
| Website | wccb.com | |||
| Asset Quality |
West Coast Community Bank
Santa Cruz, CA |
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| 1-Year Asset Growth | 57.60% | |||
| 5-Year Asset Growth | 30.05% | |||
| 5-Year Charge-Offs to Average Loans | 0.03% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.48% | |||
| Non-Performing Loans to Capital | 3.68% | |||
| Non-Performing Loans to Loans | 0.73% | |||
| Balance Sheet |
West Coast Community Bank
Santa Cruz, CA |
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| Total Assets | 2.84B | |||
| Total Deposits | 2.44B | |||
| Capital and Reserves |
West Coast Community Bank
Santa Cruz, CA |
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| Capital | 378.33M | |||
| Leverage Ratio | 11.74 | |||
| Loan Loss Reserves to Loans | 1.74% | |||
| Risk-Based Capital Ratio | 14.60 | |||
| Liquidity |
West Coast Community Bank
Santa Cruz, CA |
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| Hot Money Ratio | 5.56% | |||
| Liquidity Ratio | 19.35% | |||
| Profitability |
West Coast Community Bank
Santa Cruz, CA |
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| 5-Year Return on Average Assets | 1.59% | |||
| Net Income | 37.58M | |||
| Net Interest Spread | 5.31% | |||
| Operating Profit to Average Assets | 2.60% | |||
| Overhead Efficiency Ratio | 43.94% | |||
| Return on Assets | 1.85% | |||
| Return on Equity | 13.83% | |||