C
Mainstreet Community Bank of Florida
DeLand,  FL
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Mainstreet Community Bank of Florida
DeLand, FL
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Rating C
Asset Quality Index 3.50
Capitalization Index 7.70
Liquidity Index 1.90
Profitability Index 5.20
Stability Index 5.70
Company Info Mainstreet Community Bank of Florida
DeLand, FL
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FDIC Number 57598
Phone Number (386) 785-1160
Website www.bankonmainstreet.com
Asset Quality Mainstreet Community Bank of Florida
DeLand, FL
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1-Year Asset Growth 7.69%
5-Year Asset Growth 7.28%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 1.29%
Non-Performing Loans to Capital 9.55%
Non-Performing Loans to Loans 1.32%
Balance Sheet Mainstreet Community Bank of Florida
DeLand, FL
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Total Assets 953.36M
Total Deposits 863.24M
Capital and Reserves Mainstreet Community Bank of Florida
DeLand, FL
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Capital 83.81M
Leverage Ratio 9.45
Loan Loss Reserves to Loans 1.22%
Risk-Based Capital Ratio --
Liquidity Mainstreet Community Bank of Florida
DeLand, FL
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Hot Money Ratio 12.34%
Liquidity Ratio 16.65%
Profitability Mainstreet Community Bank of Florida
DeLand, FL
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5-Year Return on Average Assets 0.85%
Net Income 4.98M
Net Interest Spread 3.74%
Operating Profit to Average Assets 1.40%
Overhead Efficiency Ratio 61.92%
Return on Assets 1.05%
Return on Equity 12.30%