C
Mainstreet Community Bank of Florida
DeLandFL
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Mainstreet Community Bank of Florida
DeLand, FL
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 3.80
Capitalization Index 6.90
Liquidity Index 3.00
Profitability Index 4.00
Stability Index 5.00
Company Info Mainstreet Community Bank of Florida
DeLand, FL
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 57598
Phone Number (386) 785-1160
Website www.bankonmainstreet.com
Asset Quality Mainstreet Community Bank of Florida
DeLand, FL
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 10.65%
5-Year Asset Growth 14.08%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.44%
Non-Performing Assets to Assets 1.39%
Non-Performing Loans to Capital 14.26%
Non-Performing Loans to Loans 2.09%
Balance Sheet Mainstreet Community Bank of Florida
DeLand, FL
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 928.57M
Total Deposits 847.74M
Capital and Reserves Mainstreet Community Bank of Florida
DeLand, FL
Click to
Compare
Click to
Compare
Click to
Compare
Capital 74.18M
Leverage Ratio 8.88
Loan Loss Reserves to Loans 1.22%
Risk-Based Capital Ratio --
Liquidity Mainstreet Community Bank of Florida
DeLand, FL
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 12.03%
Liquidity Ratio 27.87%
Profitability Mainstreet Community Bank of Florida
DeLand, FL
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.87%
Net Income 5.20M
Net Interest Spread 3.49%
Operating Profit to Average Assets 1.03%
Overhead Efficiency Ratio 65.47%
Return on Assets 0.78%
Return on Equity 10.05%