D
Empire State Bank
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Empire State Bank
Staten Island, NY
Click to
Compare
Click to
Compare
Click to
Compare
Rating D
Asset Quality Index 5.00
Capitalization Index 7.70
Liquidity Index 0.10
Profitability Index 2.70
Stability Index 6.20
Company Info Empire State Bank
Staten Island, NY
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 57672
Phone Number (718) 303-6915
Website esbna.com
Asset Quality Empire State Bank
Staten Island, NY
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 0.47%
5-Year Asset Growth 10.26%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.83%
Non-Performing Loans to Capital 8.11%
Non-Performing Loans to Loans 0.95%
Balance Sheet Empire State Bank
Staten Island, NY
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 631.69M
Total Deposits 501.94M
Capital and Reserves Empire State Bank
Staten Island, NY
Click to
Compare
Click to
Compare
Click to
Compare
Capital 59.79M
Leverage Ratio 9.46
Loan Loss Reserves to Loans 0.91%
Risk-Based Capital Ratio 15.06
Liquidity Empire State Bank
Staten Island, NY
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 23.83%
Liquidity Ratio 7.83%
Profitability Empire State Bank
Staten Island, NY
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.64%
Net Income 738.00K
Net Interest Spread 2.81%
Operating Profit to Average Assets 0.60%
Overhead Efficiency Ratio 80.31%
Return on Assets 0.47%
Return on Equity 4.95%