D
American Commerce Bank, National Association
Bremen,  GA
Rating Date
June 2025
Risk Based
Capital Ratio
18.13
Leverage
Ratio
14.12
Return On
Assets
1.36%
Total
Assets
511.52M
Capital
73.63M
Total
Deposits
416.72M
Net
Income
1.77M
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Weiss Ratings American Commerce Bank, National Association
Bremen, GA 		Click to
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Rating D
Asset Quality Index 2.10
Capitalization Index 10.00
Liquidity Index 0.20
Profitability Index 6.80
Stability Index 9.60
Company Info American Commerce Bank, National Association
Bremen, GA 		Click to
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FDIC Number 57686
Phone Number (770) 537-2265
Website www.americancommercebank.com
Asset Quality American Commerce Bank, National Association
Bremen, GA 		Click to
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1-Year Asset Growth 3.60%
5-Year Asset Growth 10.17%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 3.43%
Non-Performing Loans to Capital 19.98%
Non-Performing Loans to Loans 3.84%
Balance Sheet American Commerce Bank, National Association
Bremen, GA 		Click to
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Total Assets 511.52M
Total Deposits 416.72M
Capital and Reserves American Commerce Bank, National Association
Bremen, GA 		Click to
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Capital 73.63M
Leverage Ratio 14.12
Loan Loss Reserves to Loans 2.07%
Risk-Based Capital Ratio 18.13
Liquidity American Commerce Bank, National Association
Bremen, GA 		Click to
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Hot Money Ratio 36.31%
Liquidity Ratio 15.00%
Profitability American Commerce Bank, National Association
Bremen, GA 		Click to
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5-Year Return on Average Assets 1.34%
Net Income 1.77M
Net Interest Spread 3.73%
Operating Profit to Average Assets 1.80%
Overhead Efficiency Ratio 48.96%
Return on Assets 1.36%
Return on Equity 9.72%