D
American Commerce Bank, National Association
Bremen,  GA
Rating Date
October 2025
Risk Based
Capital Ratio
19.33
Leverage
Ratio
14.97
Return On
Assets
1.57%
Total
Assets
500.37M
Capital
75.91M
Total
Deposits
404.79M
Net
Income
4.05M
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Weiss Ratings American Commerce Bank, National Association
Bremen, GA 		Click to
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Rating D
Asset Quality Index 2.70
Capitalization Index 10.00
Liquidity Index 0.20
Profitability Index 7.90
Stability Index 9.60
Company Info American Commerce Bank, National Association
Bremen, GA 		Click to
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FDIC Number 57686
Phone Number (770) 537-2265
Website www.americancommercebank.com
Asset Quality American Commerce Bank, National Association
Bremen, GA 		Click to
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1-Year Asset Growth 3.64%
5-Year Asset Growth 10.17%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.05%
Non-Performing Assets to Assets 2.29%
Non-Performing Loans to Capital 12.83%
Non-Performing Loans to Loans 2.55%
Balance Sheet American Commerce Bank, National Association
Bremen, GA 		Click to
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Total Assets 500.37M
Total Deposits 404.79M
Capital and Reserves American Commerce Bank, National Association
Bremen, GA 		Click to
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Capital 75.91M
Leverage Ratio 14.97
Loan Loss Reserves to Loans 2.13%
Risk-Based Capital Ratio 19.33
Liquidity American Commerce Bank, National Association
Bremen, GA 		Click to
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Hot Money Ratio 35.65%
Liquidity Ratio 15.97%
Profitability American Commerce Bank, National Association
Bremen, GA 		Click to
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5-Year Return on Average Assets 1.34%
Net Income 4.05M
Net Interest Spread 4.14%
Operating Profit to Average Assets 2.09%
Overhead Efficiency Ratio 47.97%
Return on Assets 1.57%
Return on Equity 10.98%