D
American Commerce Bank, National Association
Bremen,  GA
Rating Date
March 2026
Risk Based
Capital Ratio
20.84
Leverage
Ratio
16.38
Return On
Assets
1.67%
Total
Assets
485.00M
Capital
80.30M
Total
Deposits
385.12M
Net
Income
8.44M
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Weiss Ratings American Commerce Bank, National Association
Bremen, GA 		Click to
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Rating D
Asset Quality Index 2.60
Capitalization Index 10.00
Liquidity Index 0.20
Profitability Index 8.50
Stability Index 8.60
Company Info American Commerce Bank, National Association
Bremen, GA 		Click to
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FDIC Number 57686
Phone Number (770) 537-2265
Website www.americancommercebank.com
Asset Quality American Commerce Bank, National Association
Bremen, GA 		Click to
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1-Year Asset Growth -9.56%
5-Year Asset Growth 5.36%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 2.57%
Non-Performing Loans to Capital 13.42%
Non-Performing Loans to Loans 2.90%
Balance Sheet American Commerce Bank, National Association
Bremen, GA 		Click to
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Total Assets 485.00M
Total Deposits 385.12M
Capital and Reserves American Commerce Bank, National Association
Bremen, GA 		Click to
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Capital 80.30M
Leverage Ratio 16.38
Loan Loss Reserves to Loans 2.22%
Risk-Based Capital Ratio 20.84
Liquidity American Commerce Bank, National Association
Bremen, GA 		Click to
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Hot Money Ratio 37.87%
Liquidity Ratio 16.33%
Profitability American Commerce Bank, National Association
Bremen, GA 		Click to
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5-Year Return on Average Assets 1.34%
Net Income 8.44M
Net Interest Spread 4.20%
Operating Profit to Average Assets 2.19%
Overhead Efficiency Ratio 48.84%
Return on Assets 1.67%
Return on Equity 11.11%