D
First National Bank of Decatur County
Rating Date
June 2025
Risk Based
Capital Ratio
11.81
Leverage
Ratio
7.90
Return On
Assets
0.01%
Total
Assets
318.40M
Capital
20.43M
Total
Deposits
293.37M
Net
Income
9.00K
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Weiss Ratings First National Bank of Decatur County
Bainbridge, GA 		Click to
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Rating D
Asset Quality Index 6.20
Capitalization Index 5.90
Liquidity Index 0.70
Profitability Index 0.90
Stability Index 2.20
Company Info First National Bank of Decatur County
Bainbridge, GA 		Click to
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FDIC Number 57694
Phone Number (229) 246-3131
Website www.fnbdc.com
Asset Quality First National Bank of Decatur County
Bainbridge, GA 		Click to
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1-Year Asset Growth 3.35%
5-Year Asset Growth 14.50%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans 0.13%
Non-Performing Assets to Assets 0.29%
Non-Performing Loans to Capital 3.96%
Non-Performing Loans to Loans 0.40%
Balance Sheet First National Bank of Decatur County
Bainbridge, GA 		Click to
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Total Assets 318.40M
Total Deposits 293.37M
Capital and Reserves First National Bank of Decatur County
Bainbridge, GA 		Click to
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Capital 20.43M
Leverage Ratio 7.90
Loan Loss Reserves to Loans 1.06%
Risk-Based Capital Ratio 11.81
Liquidity First National Bank of Decatur County
Bainbridge, GA 		Click to
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Hot Money Ratio 35.71%
Liquidity Ratio 4.33%
Profitability First National Bank of Decatur County
Bainbridge, GA 		Click to
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5-Year Return on Average Assets 0.30%
Net Income 9.00K
Net Interest Spread 3.10%
Operating Profit to Average Assets 0.01%
Overhead Efficiency Ratio 99.73%
Return on Assets 0.01%
Return on Equity 0.18%