United Business Bank
| Weiss Ratings |
United Business Bank
Walnut Creek, CA |
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| Rating | ||||
| Asset Quality Index | 6.10 | |||
| Capitalization Index | 9.80 | |||
| Liquidity Index | 1.10 | |||
| Profitability Index | 5.60 | |||
| Stability Index | 4.30 | |||
| Company Info |
United Business Bank
Walnut Creek, CA |
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| FDIC Number | 57716 | |||
| Phone Number | (925) 476-1800 | |||
| Website | www.unitedbusinessbank.com | |||
| Asset Quality |
United Business Bank
Walnut Creek, CA |
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| 1-Year Asset Growth | 1.68% | |||
| 5-Year Asset Growth | 6.56% | |||
| 5-Year Charge-Offs to Average Loans | 0.10% | |||
| Charge-Offs to Average Loans | 0.06% | |||
| Non-Performing Assets to Assets | 0.49% | |||
| Non-Performing Loans to Capital | 4.18% | |||
| Non-Performing Loans to Loans | 0.66% | |||
| Balance Sheet |
United Business Bank
Walnut Creek, CA |
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| Total Assets | 2.59B | |||
| Total Deposits | 2.24B | |||
| Capital and Reserves |
United Business Bank
Walnut Creek, CA |
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| Capital | 317.63M | |||
| Leverage Ratio | 10.88 | |||
| Loan Loss Reserves to Loans | 1.02% | |||
| Risk-Based Capital Ratio | 14.57 | |||
| Liquidity |
United Business Bank
Walnut Creek, CA |
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| Hot Money Ratio | 21.93% | |||
| Liquidity Ratio | 18.33% | |||
| Profitability |
United Business Bank
Walnut Creek, CA |
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| 5-Year Return on Average Assets | 1.01% | |||
| Net Income | 19.53M | |||
| Net Interest Spread | 3.92% | |||
| Operating Profit to Average Assets | 1.36% | |||
| Overhead Efficiency Ratio | 61.05% | |||
| Return on Assets | 1.00% | |||
| Return on Equity | 7.00% | |||