United Business Bank
| Weiss Ratings |
United Business Bank
Walnut Creek, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 6.20 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.90 | |||
| Profitability Index | 5.70 | |||
| Stability Index | 4.30 | |||
| Company Info |
United Business Bank
Walnut Creek, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 57716 | |||
| Phone Number | (925) 476-1800 | |||
| Website | www.unitedbusinessbank.com | |||
| Asset Quality |
United Business Bank
Walnut Creek, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -2.62% | |||
| 5-Year Asset Growth | 3.48% | |||
| 5-Year Charge-Offs to Average Loans | 0.10% | |||
| Charge-Offs to Average Loans | 0.05% | |||
| Non-Performing Assets to Assets | 0.46% | |||
| Non-Performing Loans to Capital | 3.76% | |||
| Non-Performing Loans to Loans | 0.65% | |||
| Balance Sheet |
United Business Bank
Walnut Creek, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 2.58B | |||
| Total Deposits | 2.22B | |||
| Capital and Reserves |
United Business Bank
Walnut Creek, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 326.55M | |||
| Leverage Ratio | 11.45 | |||
| Loan Loss Reserves to Loans | 1.03% | |||
| Risk-Based Capital Ratio | 14.87 | |||
| Liquidity |
United Business Bank
Walnut Creek, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 22.18% | |||
| Liquidity Ratio | 17.16% | |||
| Profitability |
United Business Bank
Walnut Creek, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.01% | |||
| Net Income | 26.95M | |||
| Net Interest Spread | 3.95% | |||
| Operating Profit to Average Assets | 1.42% | |||
| Overhead Efficiency Ratio | 60.89% | |||
| Return on Assets | 1.04% | |||
| Return on Equity | 7.50% | |||