United Business Bank
| Weiss Ratings |
United Business Bank
Walnut Creek, CA |
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| Rating | ||||
| Asset Quality Index | 6.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.90 | |||
| Profitability Index | 1.00 | |||
| Stability Index | 10.00 | |||
| Company Info |
United Business Bank
Walnut Creek, CA |
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| FDIC Number | 57716 | |||
| Phone Number | (925) 476-1800 | |||
| Website | www.unitedbusinessbank.com | |||
| Asset Quality |
United Business Bank
Walnut Creek, CA |
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| 1-Year Asset Growth | -1.58% | |||
| 5-Year Asset Growth | 3.48% | |||
| 5-Year Charge-Offs to Average Loans | 0.10% | |||
| Charge-Offs to Average Loans | 0.28% | |||
| Non-Performing Assets to Assets | 0.32% | |||
| Non-Performing Loans to Capital | 2.81% | |||
| Non-Performing Loans to Loans | 0.43% | |||
| Balance Sheet |
United Business Bank
Walnut Creek, CA |
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| Total Assets | 2.56B | |||
| Total Deposits | 2.17B | |||
| Capital and Reserves |
United Business Bank
Walnut Creek, CA |
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| Capital | 326.25M | |||
| Leverage Ratio | 11.66 | |||
| Loan Loss Reserves to Loans | 1.11% | |||
| Risk-Based Capital Ratio | 14.87 | |||
| Liquidity |
United Business Bank
Walnut Creek, CA |
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| Hot Money Ratio | 18.00% | |||
| Liquidity Ratio | 16.08% | |||
| Profitability |
United Business Bank
Walnut Creek, CA |
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| 5-Year Return on Average Assets | 1.08% | |||
| Net Income | 1.53M | |||
| Net Interest Spread | 4.00% | |||
| Operating Profit to Average Assets | 0.32% | |||
| Overhead Efficiency Ratio | 83.28% | |||
| Return on Assets | 0.12% | |||
| Return on Equity | 0.92% | |||