C
United Business Bank
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings United Business Bank
Walnut Creek, CA
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Rating C
Asset Quality Index 6.70
Capitalization Index 10.00
Liquidity Index 1.20
Profitability Index 5.90
Stability Index 4.30
Company Info United Business Bank
Walnut Creek, CA
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FDIC Number 57716
Phone Number (925) 476-1800
Website www.unitedbusinessbank.com
Asset Quality United Business Bank
Walnut Creek, CA
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1-Year Asset Growth 0.15%
5-Year Asset Growth 6.56%
5-Year Charge-Offs to Average Loans 0.10%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.36%
Non-Performing Loans to Capital 2.49%
Non-Performing Loans to Loans 0.50%
Balance Sheet United Business Bank
Walnut Creek, CA
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Total Assets 2.55B
Total Deposits 2.14B
Capital and Reserves United Business Bank
Walnut Creek, CA
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Capital 381.10M
Leverage Ratio 13.92
Loan Loss Reserves to Loans 0.94%
Risk-Based Capital Ratio 18.17
Liquidity United Business Bank
Walnut Creek, CA
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Hot Money Ratio 21.56%
Liquidity Ratio 20.71%
Profitability United Business Bank
Walnut Creek, CA
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5-Year Return on Average Assets 1.01%
Net Income 6.59M
Net Interest Spread 3.91%
Operating Profit to Average Assets 1.40%
Overhead Efficiency Ratio 62.53%
Return on Assets 1.03%
Return on Equity 6.99%