United Business Bank
| Weiss Ratings |
United Business Bank
Walnut Creek, CA |
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| Rating | ||||
| Asset Quality Index | 6.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.30 | |||
| Profitability Index | 5.90 | |||
| Stability Index | 4.30 | |||
| Company Info |
United Business Bank
Walnut Creek, CA |
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| FDIC Number | 57716 | |||
| Phone Number | (925) 476-1800 | |||
| Website | www.unitedbusinessbank.com | |||
| Asset Quality |
United Business Bank
Walnut Creek, CA |
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| 1-Year Asset Growth | 1.13% | |||
| 5-Year Asset Growth | 6.56% | |||
| 5-Year Charge-Offs to Average Loans | 0.10% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.50% | |||
| Non-Performing Loans to Capital | 3.46% | |||
| Non-Performing Loans to Loans | 0.67% | |||
| Balance Sheet |
United Business Bank
Walnut Creek, CA |
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| Total Assets | 2.61B | |||
| Total Deposits | 2.19B | |||
| Capital and Reserves |
United Business Bank
Walnut Creek, CA |
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| Capital | 389.12M | |||
| Leverage Ratio | 14.03 | |||
| Loan Loss Reserves to Loans | 0.93% | |||
| Risk-Based Capital Ratio | 18.28 | |||
| Liquidity |
United Business Bank
Walnut Creek, CA |
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| Hot Money Ratio | 22.15% | |||
| Liquidity Ratio | 21.49% | |||
| Profitability |
United Business Bank
Walnut Creek, CA |
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| 5-Year Return on Average Assets | 1.01% | |||
| Net Income | 13.67M | |||
| Net Interest Spread | 3.90% | |||
| Operating Profit to Average Assets | 1.45% | |||
| Overhead Efficiency Ratio | 61.91% | |||
| Return on Assets | 1.06% | |||
| Return on Equity | 7.18% | |||