| Weiss Ratings |
Pacific Valley Bank
Salinas, CA |
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| Rating | ||||
| Asset Quality Index | 7.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.00 | |||
| Profitability Index | 3.60 | |||
| Stability Index | 7.80 | |||
| Company Info |
Pacific Valley Bank
Salinas, CA |
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| FDIC Number | 57740 | |||
| Phone Number | (831) 771-4330 | |||
| Website | www.pacificvalleybank.com | |||
| Asset Quality |
Pacific Valley Bank
Salinas, CA |
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| 1-Year Asset Growth | 8.32% | |||
| 5-Year Asset Growth | 10.56% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.06% | |||
| Non-Performing Loans to Capital | 0.41% | |||
| Non-Performing Loans to Loans | 0.09% | |||
| Balance Sheet |
Pacific Valley Bank
Salinas, CA |
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| Total Assets | 710.33M | |||
| Total Deposits | 629.99M | |||
| Capital and Reserves |
Pacific Valley Bank
Salinas, CA |
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| Capital | 76.84M | |||
| Leverage Ratio | 12.74 | |||
| Loan Loss Reserves to Loans | 1.47% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Pacific Valley Bank
Salinas, CA |
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| Hot Money Ratio | 14.03% | |||
| Liquidity Ratio | 25.82% | |||
| Profitability |
Pacific Valley Bank
Salinas, CA |
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| 5-Year Return on Average Assets | 0.96% | |||
| Net Income | 4.25M | |||
| Net Interest Spread | 3.74% | |||
| Operating Profit to Average Assets | 1.04% | |||
| Overhead Efficiency Ratio | 72.21% | |||
| Return on Assets | 0.73% | |||
| Return on Equity | 5.67% | |||