| Weiss Ratings |
Pacific Valley Bank
Salinas, CA |
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| Rating | ||||
| Asset Quality Index | 7.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.30 | |||
| Profitability Index | 4.40 | |||
| Stability Index | 3.70 | |||
| Company Info |
Pacific Valley Bank
Salinas, CA |
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| FDIC Number | 57740 | |||
| Phone Number | (831) 771-4330 | |||
| Website | www.pacificvalleybank.com | |||
| Asset Quality |
Pacific Valley Bank
Salinas, CA |
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| 1-Year Asset Growth | 7.21% | |||
| 5-Year Asset Growth | 17.37% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | -0.02% | |||
| Non-Performing Assets to Assets | 0.07% | |||
| Non-Performing Loans to Capital | 0.33% | |||
| Non-Performing Loans to Loans | 0.10% | |||
| Balance Sheet |
Pacific Valley Bank
Salinas, CA |
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| Total Assets | 572.61M | |||
| Total Deposits | 491.06M | |||
| Capital and Reserves |
Pacific Valley Bank
Salinas, CA |
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| Capital | 74.69M | |||
| Leverage Ratio | 13.37 | |||
| Loan Loss Reserves to Loans | 1.54% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Pacific Valley Bank
Salinas, CA |
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| Hot Money Ratio | 17.97% | |||
| Liquidity Ratio | 12.71% | |||
| Profitability |
Pacific Valley Bank
Salinas, CA |
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| 5-Year Return on Average Assets | 0.96% | |||
| Net Income | 2.19M | |||
| Net Interest Spread | 3.64% | |||
| Operating Profit to Average Assets | 1.11% | |||
| Overhead Efficiency Ratio | 71.45% | |||
| Return on Assets | 0.78% | |||
| Return on Equity | 5.95% | |||