| Weiss Ratings |
Pacific Valley Bank
Salinas, CA |
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| Rating | ||||
| Asset Quality Index | 7.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.60 | |||
| Profitability Index | 5.10 | |||
| Stability Index | 3.70 | |||
| Company Info |
Pacific Valley Bank
Salinas, CA |
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| FDIC Number | 57740 | |||
| Phone Number | (831) 771-4330 | |||
| Website | www.pacificvalleybank.com | |||
| Asset Quality |
Pacific Valley Bank
Salinas, CA |
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| 1-Year Asset Growth | 14.09% | |||
| 5-Year Asset Growth | 10.56% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | -0.02% | |||
| Non-Performing Assets to Assets | 0.07% | |||
| Non-Performing Loans to Capital | 0.50% | |||
| Non-Performing Loans to Loans | 0.08% | |||
| Balance Sheet |
Pacific Valley Bank
Salinas, CA |
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| Total Assets | 653.30M | |||
| Total Deposits | 570.55M | |||
| Capital and Reserves |
Pacific Valley Bank
Salinas, CA |
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| Capital | 79.20M | |||
| Leverage Ratio | 12.60 | |||
| Loan Loss Reserves to Loans | 1.45% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Pacific Valley Bank
Salinas, CA |
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| Hot Money Ratio | 16.61% | |||
| Liquidity Ratio | 16.51% | |||
| Profitability |
Pacific Valley Bank
Salinas, CA |
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| 5-Year Return on Average Assets | 0.94% | |||
| Net Income | 2.88M | |||
| Net Interest Spread | 3.91% | |||
| Operating Profit to Average Assets | 1.30% | |||
| Overhead Efficiency Ratio | 67.79% | |||
| Return on Assets | 0.92% | |||
| Return on Equity | 7.38% | |||