D
MainStreet Bank
Fairfax,  VA
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings MainStreet Bank
Fairfax, VA
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Rating D
Asset Quality Index 0.00
Capitalization Index 10.00
Liquidity Index 0.10
Profitability Index 3.50
Stability Index 10.00
Company Info MainStreet Bank
Fairfax, VA
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FDIC Number 57742
Phone Number (703) 481-4567
Website www.mstreetbank.com
Asset Quality MainStreet Bank
Fairfax, VA
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1-Year Asset Growth 6.17%
5-Year Asset Growth 6.88%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 6.93%
Non-Performing Loans to Capital 35.67%
Non-Performing Loans to Loans 7.94%
Balance Sheet MainStreet Bank
Fairfax, VA
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Total Assets 2.24B
Total Deposits 1.94B
Capital and Reserves MainStreet Bank
Fairfax, VA
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Capital 279.24M
Leverage Ratio 12.78
Loan Loss Reserves to Loans 0.99%
Risk-Based Capital Ratio 15.14
Liquidity MainStreet Bank
Fairfax, VA
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Hot Money Ratio 37.82%
Liquidity Ratio 9.12%
Profitability MainStreet Bank
Fairfax, VA
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5-Year Return on Average Assets 1.00%
Net Income 10.04M
Net Interest Spread 3.59%
Operating Profit to Average Assets 1.19%
Overhead Efficiency Ratio 65.01%
Return on Assets 0.91%
Return on Equity 7.21%