D
MainStreet Bank
FairfaxVA
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings MainStreet Bank
Fairfax, VA
Click to
Compare
Click to
Compare
Click to
Compare
Rating D
Asset Quality Index 1.50
Capitalization Index 10.00
Liquidity Index 0.20
Profitability Index 4.20
Stability Index 9.20
Company Info MainStreet Bank
Fairfax, VA
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 57742
Phone Number (703) 481-4567
Website www.mstreetbank.com
Asset Quality MainStreet Bank
Fairfax, VA
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth -0.47%
5-Year Asset Growth 6.88%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 6.85%
Non-Performing Loans to Capital 29.50%
Non-Performing Loans to Loans 8.05%
Balance Sheet MainStreet Bank
Fairfax, VA
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 2.21B
Total Deposits 1.90B
Capital and Reserves MainStreet Bank
Fairfax, VA
Click to
Compare
Click to
Compare
Click to
Compare
Capital 282.64M
Leverage Ratio 13.28
Loan Loss Reserves to Loans 1.04%
Risk-Based Capital Ratio 16.08
Liquidity MainStreet Bank
Fairfax, VA
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 39.00%
Liquidity Ratio 12.10%
Profitability MainStreet Bank
Fairfax, VA
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.06%
Net Income 17.80M
Net Interest Spread 3.58%
Operating Profit to Average Assets 1.03%
Overhead Efficiency Ratio 71.26%
Return on Assets 0.83%
Return on Equity 6.47%