D
MainStreet Bank
FairfaxVA
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings MainStreet Bank
Fairfax, VA
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Rating D
Asset Quality Index 4.30
Capitalization Index 10.00
Liquidity Index 0.10
Profitability Index 4.20
Stability Index 3.70
Company Info MainStreet Bank
Fairfax, VA
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FDIC Number 57742
Phone Number (703) 481-4567
Website www.mstreetbank.com
Asset Quality MainStreet Bank
Fairfax, VA
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1-Year Asset Growth 1.11%
5-Year Asset Growth 14.76%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 1.72%
Non-Performing Loans to Capital 6.96%
Non-Performing Loans to Loans 2.12%
Balance Sheet MainStreet Bank
Fairfax, VA
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Total Assets 2.11B
Total Deposits 1.80B
Capital and Reserves MainStreet Bank
Fairfax, VA
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Capital 274.89M
Leverage Ratio 13.21
Loan Loss Reserves to Loans 1.07%
Risk-Based Capital Ratio 16.44
Liquidity MainStreet Bank
Fairfax, VA
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Hot Money Ratio 40.06%
Liquidity Ratio 10.95%
Profitability MainStreet Bank
Fairfax, VA
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5-Year Return on Average Assets 1.06%
Net Income 8.11M
Net Interest Spread 3.62%
Operating Profit to Average Assets 0.96%
Overhead Efficiency Ratio 74.85%
Return on Assets 0.76%
Return on Equity 5.97%