B
Providence Bank & Trust
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Providence Bank & Trust
South Holland, IL
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Rating B
Asset Quality Index 6.70
Capitalization Index 8.80
Liquidity Index 3.50
Profitability Index 1.40
Stability Index 8.80
Company Info Providence Bank & Trust
South Holland, IL
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FDIC Number 57754
Phone Number (708) 333-0700
Website www.providence.bank
Asset Quality Providence Bank & Trust
South Holland, IL
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1-Year Asset Growth -2.48%
5-Year Asset Growth 12.08%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans 0.16%
Non-Performing Assets to Assets 1.49%
Non-Performing Loans to Capital 2.44%
Non-Performing Loans to Loans 1.85%
Balance Sheet Providence Bank & Trust
South Holland, IL
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Total Assets 1.60B
Total Deposits 1.39B
Capital and Reserves Providence Bank & Trust
South Holland, IL
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Capital 175.37M
Leverage Ratio 10.22
Loan Loss Reserves to Loans 1.58%
Risk-Based Capital Ratio --
Liquidity Providence Bank & Trust
South Holland, IL
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Hot Money Ratio 18.89%
Liquidity Ratio 26.90%
Profitability Providence Bank & Trust
South Holland, IL
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5-Year Return on Average Assets 1.11%
Net Income -10.64M
Net Interest Spread 3.46%
Operating Profit to Average Assets -1.23%
Overhead Efficiency Ratio 59.03%
Return on Assets -0.88%
Return on Equity -8.54%