C
Coastal States Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Coastal States Bank
Hilton Head Island, SC
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 5.90
Capitalization Index 10.00
Liquidity Index 1.40
Profitability Index 5.80
Stability Index 5.00
Company Info Coastal States Bank
Hilton Head Island, SC
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 57756
Phone Number (843) 341-9958
Website www.coastalstatesbank.com
Asset Quality Coastal States Bank
Hilton Head Island, SC
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 5.85%
5-Year Asset Growth 39.28%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.43%
Non-Performing Loans to Capital 3.65%
Non-Performing Loans to Loans 0.79%
Balance Sheet Coastal States Bank
Hilton Head Island, SC
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 2.25B
Total Deposits 1.95B
Capital and Reserves Coastal States Bank
Hilton Head Island, SC
Click to
Compare
Click to
Compare
Click to
Compare
Capital 246.23M
Leverage Ratio 11.15
Loan Loss Reserves to Loans 1.01%
Risk-Based Capital Ratio 12.90
Liquidity Coastal States Bank
Hilton Head Island, SC
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 20.59%
Liquidity Ratio 15.38%
Profitability Coastal States Bank
Hilton Head Island, SC
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.06%
Net Income 18.64M
Net Interest Spread 3.53%
Operating Profit to Average Assets 1.43%
Overhead Efficiency Ratio 57.92%
Return on Assets 1.13%
Return on Equity 11.08%