C
Coastal States Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Coastal States Bank
Hilton Head Island, SC
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Rating C
Asset Quality Index 5.80
Capitalization Index 8.80
Liquidity Index 1.50
Profitability Index 5.60
Stability Index 5.00
Company Info Coastal States Bank
Hilton Head Island, SC
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FDIC Number 57756
Phone Number (843) 341-9958
Website www.coastalstatesbank.com
Asset Quality Coastal States Bank
Hilton Head Island, SC
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1-Year Asset Growth 4.92%
5-Year Asset Growth 39.28%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.45%
Non-Performing Loans to Capital 4.14%
Non-Performing Loans to Loans 0.84%
Balance Sheet Coastal States Bank
Hilton Head Island, SC
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Total Assets 2.22B
Total Deposits 1.97B
Capital and Reserves Coastal States Bank
Hilton Head Island, SC
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Capital 220.71M
Leverage Ratio 10.22
Loan Loss Reserves to Loans 1.01%
Risk-Based Capital Ratio 12.04
Liquidity Coastal States Bank
Hilton Head Island, SC
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Hot Money Ratio 20.40%
Liquidity Ratio 16.24%
Profitability Coastal States Bank
Hilton Head Island, SC
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5-Year Return on Average Assets 1.06%
Net Income 11.59M
Net Interest Spread 3.45%
Operating Profit to Average Assets 1.33%
Overhead Efficiency Ratio 59.78%
Return on Assets 1.07%
Return on Equity 10.55%