C
Nantahala Bank & Trust Company
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
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Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings Nantahala Bank & Trust Company
Franklin, NC
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Rating C
Asset Quality Index 7.20
Capitalization Index 6.60
Liquidity Index 1.60
Profitability Index 5.60
Stability Index 5.00
Company Info Nantahala Bank & Trust Company
Franklin, NC
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FDIC Number 57784
Phone Number (828) 369-2265
Website www.nantahalabank.com/
Asset Quality Nantahala Bank & Trust Company
Franklin, NC
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1-Year Asset Growth 5.28%
5-Year Asset Growth 8.25%
5-Year Charge-Offs to Average Loans -0.05%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.25%
Non-Performing Loans to Capital 2.71%
Non-Performing Loans to Loans 0.36%
Balance Sheet Nantahala Bank & Trust Company
Franklin, NC
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Total Assets 279.95M
Total Deposits 253.36M
Capital and Reserves Nantahala Bank & Trust Company
Franklin, NC
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Capital 25.55M
Leverage Ratio 8.56
Loan Loss Reserves to Loans 0.99%
Risk-Based Capital Ratio 14.38
Liquidity Nantahala Bank & Trust Company
Franklin, NC
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Hot Money Ratio 15.50%
Liquidity Ratio 28.75%
Profitability Nantahala Bank & Trust Company
Franklin, NC
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5-Year Return on Average Assets 0.83%
Net Income 3.41M
Net Interest Spread 4.30%
Operating Profit to Average Assets 1.63%
Overhead Efficiency Ratio 66.58%
Return on Assets 1.25%
Return on Equity 14.54%