C
Nantahala Bank & Trust Company
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings Nantahala Bank & Trust Company
Franklin, NC
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Rating C
Asset Quality Index 7.50
Capitalization Index 7.60
Liquidity Index 2.40
Profitability Index 6.90
Stability Index 5.70
Company Info Nantahala Bank & Trust Company
Franklin, NC
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FDIC Number 57784
Phone Number (828) 369-2265
Website www.nantahalabank.com/
Asset Quality Nantahala Bank & Trust Company
Franklin, NC
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1-Year Asset Growth 7.66%
5-Year Asset Growth 8.25%
5-Year Charge-Offs to Average Loans -0.05%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.21%
Non-Performing Loans to Capital 2.13%
Non-Performing Loans to Loans 0.32%
Balance Sheet Nantahala Bank & Trust Company
Franklin, NC
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Total Assets 288.75M
Total Deposits 260.38M
Capital and Reserves Nantahala Bank & Trust Company
Franklin, NC
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Capital 27.51M
Leverage Ratio 9.43
Loan Loss Reserves to Loans 0.97%
Risk-Based Capital Ratio 16.00
Liquidity Nantahala Bank & Trust Company
Franklin, NC
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Hot Money Ratio 15.38%
Liquidity Ratio 31.94%
Profitability Nantahala Bank & Trust Company
Franklin, NC
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5-Year Return on Average Assets 1.07%
Net Income 2.10M
Net Interest Spread 4.64%
Operating Profit to Average Assets 1.93%
Overhead Efficiency Ratio 63.64%
Return on Assets 1.48%
Return on Equity 15.88%