| Weiss Ratings |
Nantahala Bank & Trust Company
Franklin, NC |
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| Rating | ||||
| Asset Quality Index | 7.00 | |||
| Capitalization Index | 6.00 | |||
| Liquidity Index | 1.00 | |||
| Profitability Index | 4.80 | |||
| Stability Index | 4.30 | |||
| Company Info |
Nantahala Bank & Trust Company
Franklin, NC |
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| FDIC Number | 57784 | |||
| Phone Number | (828) 369-2265 | |||
| Website | www.nantahalabank.com/ | |||
| Asset Quality |
Nantahala Bank & Trust Company
Franklin, NC |
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| 1-Year Asset Growth | -4.56% | |||
| 5-Year Asset Growth | 13.91% | |||
| 5-Year Charge-Offs to Average Loans | -0.05% | |||
| Charge-Offs to Average Loans | -0.02% | |||
| Non-Performing Assets to Assets | 0.28% | |||
| Non-Performing Loans to Capital | 3.20% | |||
| Non-Performing Loans to Loans | 0.40% | |||
| Balance Sheet |
Nantahala Bank & Trust Company
Franklin, NC |
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| Total Assets | 268.19M | |||
| Total Deposits | 244.13M | |||
| Capital and Reserves |
Nantahala Bank & Trust Company
Franklin, NC |
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| Capital | 23.25M | |||
| Leverage Ratio | 8.18 | |||
| Loan Loss Reserves to Loans | 1.02% | |||
| Risk-Based Capital Ratio | 13.65 | |||
| Liquidity |
Nantahala Bank & Trust Company
Franklin, NC |
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| Hot Money Ratio | 13.68% | |||
| Liquidity Ratio | 27.34% | |||
| Profitability |
Nantahala Bank & Trust Company
Franklin, NC |
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| 5-Year Return on Average Assets | 0.83% | |||
| Net Income | 1.49M | |||
| Net Interest Spread | 4.13% | |||
| Operating Profit to Average Assets | 1.47% | |||
| Overhead Efficiency Ratio | 68.98% | |||
| Return on Assets | 1.13% | |||
| Return on Equity | 13.27% | |||