| Weiss Ratings |
Nantahala Bank & Trust Company
Franklin, NC |
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| Rating | ||||
| Asset Quality Index | 7.10 | |||
| Capitalization Index | 6.20 | |||
| Liquidity Index | 1.90 | |||
| Profitability Index | 5.50 | |||
| Stability Index | 4.30 | |||
| Company Info |
Nantahala Bank & Trust Company
Franklin, NC |
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| FDIC Number | 57784 | |||
| Phone Number | (828) 369-2265 | |||
| Website | www.nantahalabank.com/ | |||
| Asset Quality |
Nantahala Bank & Trust Company
Franklin, NC |
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| 1-Year Asset Growth | -0.62% | |||
| 5-Year Asset Growth | 13.91% | |||
| 5-Year Charge-Offs to Average Loans | -0.05% | |||
| Charge-Offs to Average Loans | -0.01% | |||
| Non-Performing Assets to Assets | 0.26% | |||
| Non-Performing Loans to Capital | 2.89% | |||
| Non-Performing Loans to Loans | 0.37% | |||
| Balance Sheet |
Nantahala Bank & Trust Company
Franklin, NC |
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| Total Assets | 280.45M | |||
| Total Deposits | 255.04M | |||
| Capital and Reserves |
Nantahala Bank & Trust Company
Franklin, NC |
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| Capital | 24.51M | |||
| Leverage Ratio | 8.28 | |||
| Loan Loss Reserves to Loans | 1.01% | |||
| Risk-Based Capital Ratio | 14.04 | |||
| Liquidity |
Nantahala Bank & Trust Company
Franklin, NC |
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| Hot Money Ratio | 14.18% | |||
| Liquidity Ratio | 30.46% | |||
| Profitability |
Nantahala Bank & Trust Company
Franklin, NC |
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| 5-Year Return on Average Assets | 0.83% | |||
| Net Income | 2.41M | |||
| Net Interest Spread | 4.24% | |||
| Operating Profit to Average Assets | 1.56% | |||
| Overhead Efficiency Ratio | 67.30% | |||
| Return on Assets | 1.20% | |||
| Return on Equity | 14.03% | |||