The Peoples Bank
Major Rating Factors:
A current level of 2.6 percent of nonperforming loans to core capital combined with 5.9 percent from a year earlier contributes to the Excellent asset quality (7.3). Good current capitalization (6.9 on a scale of 0 to 10) based on a risk-based capital ratio of 18.7 and a capital leverage ratio of 8.9.
Other Rating Factors:
Operating profits as a percentage of assets at 1.3%, coupled with a return on assets of 1.1 has resulted in Fair (4.8) profitability. Fair liquidity 4.2, driven by a liquidity ratio of 30.0 percent and a “hot money” ratio of 8.7 percent.
Asset Mix:
Securities (45%), home mtgs (25%), cash (8%), consumer loans (5%), comm re (3%), comm loans (2%), other (11%)
States with Branches:
IN
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
TPB Bancorp
Investment Rating
--
Address
100 North Main Street
Brownstown, IN 47220
Brownstown, IN 47220
Phone Number
(812) 358-4000
Year Founded
1934
FDIC Number
Website
Largest Affiliates
No affiliate information available.