The Peoples Bank
Major Rating Factors:
Excellent current capitalization (7.5 on a scale of 0 to 10) and a capital leverage ratio of 9.3. A current level of 3.7 percent of nonperforming loans to core capital combined with 7.7 percent from a year earlier contributes to the Excellent asset quality (7.1).
Other Rating Factors:
Operating profits as a percentage of assets at 1.5%, coupled with a return on assets of 1.3 has resulted in Good (5.6) profitability. Fair liquidity 3.8, driven by a liquidity ratio of 22.4 percent and a “hot money” ratio of 9.0 percent.
Asset Mix:
Securities (42%), home mtgs (27%), cash (7%), consumer loans (5%), comm re (5%), comm loans (2%), other (12%)
States with Branches:
IN
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
TPB Bancorp
Investment Rating
--
Address
100 North Main Street
Brownstown, IN 47220
Brownstown, IN 47220
Phone Number
(812) 358-4000
Year Founded
1934
FDIC Number
Website
Largest Affiliates
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