B
Sterling Bank
Rating Date
October 2025
Risk Based
Capital Ratio
18.35
Leverage
Ratio
11.50
Return On
Assets
1.62%
Total
Assets
1.51B
Capital
170.04M
Total
Deposits
1.33B
Net
Income
17.51M
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Weiss Ratings Sterling Bank
Poplar Bluff, MO 		Click to
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Rating B
Asset Quality Index 7.50
Capitalization Index 10.00
Liquidity Index 3.60
Profitability Index 8.20
Stability Index 7.00
Company Info Sterling Bank
Poplar Bluff, MO 		Click to
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FDIC Number 57813
Phone Number (573) 778-3333
Website www.sterbank.bank
Asset Quality Sterling Bank
Poplar Bluff, MO 		Click to
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1-Year Asset Growth 6.07%
5-Year Asset Growth 2.81%
5-Year Charge-Offs to Average Loans 0.15%
Charge-Offs to Average Loans 0.18%
Non-Performing Assets to Assets 0.24%
Non-Performing Loans to Capital 1.99%
Non-Performing Loans to Loans 0.35%
Balance Sheet Sterling Bank
Poplar Bluff, MO 		Click to
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Total Assets 1.51B
Total Deposits 1.33B
Capital and Reserves Sterling Bank
Poplar Bluff, MO 		Click to
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Capital 170.04M
Leverage Ratio 11.50
Loan Loss Reserves to Loans 1.17%
Risk-Based Capital Ratio 18.35
Liquidity Sterling Bank
Poplar Bluff, MO 		Click to
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Hot Money Ratio 39.58%
Liquidity Ratio 29.71%
Profitability Sterling Bank
Poplar Bluff, MO 		Click to
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5-Year Return on Average Assets 1.63%
Net Income 17.51M
Net Interest Spread 4.73%
Operating Profit to Average Assets 1.99%
Overhead Efficiency Ratio 53.95%
Return on Assets 1.62%
Return on Equity 13.63%