B
Banesco USA
Miami,  FL
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Banesco USA
Miami, FL
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Rating B
Asset Quality Index 8.30
Capitalization Index 10.00
Liquidity Index 2.90
Profitability Index 7.20
Stability Index 6.30
Company Info Banesco USA
Miami, FL
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FDIC Number 57815
Phone Number (305) 597-1721
Website banescousa.com
Asset Quality Banesco USA
Miami, FL
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1-Year Asset Growth 14.69%
5-Year Asset Growth 36.59%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.10%
Non-Performing Assets to Assets 0.32%
Non-Performing Loans to Capital 2.70%
Non-Performing Loans to Loans 0.49%
Balance Sheet Banesco USA
Miami, FL
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Total Assets 5.98B
Total Deposits 4.28B
Capital and Reserves Banesco USA
Miami, FL
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Capital 626.38M
Leverage Ratio 11.46
Loan Loss Reserves to Loans 0.95%
Risk-Based Capital Ratio --
Liquidity Banesco USA
Miami, FL
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Hot Money Ratio 11.08%
Liquidity Ratio 26.11%
Profitability Banesco USA
Miami, FL
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5-Year Return on Average Assets 0.94%
Net Income 42.12M
Net Interest Spread 3.50%
Operating Profit to Average Assets 2.00%
Overhead Efficiency Ratio 53.87%
Return on Assets 1.47%
Return on Equity 13.95%