D
Valliance Bank
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
10.19
Return On
Assets
2.04%
Total
Assets
803.17M
Capital
79.30M
Total
Deposits
689.06M
Net
Income
15.38M
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Weiss Ratings Valliance Bank
Oklahoma City, OK 		Click to
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Rating D
Asset Quality Index 7.20
Capitalization Index 8.80
Liquidity Index 0.10
Profitability Index 6.90
Stability Index 3.70
Company Info Valliance Bank
Oklahoma City, OK 		Click to
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FDIC Number 57841
Phone Number (405) 286-5700
Website www.valliance.bank
Asset Quality Valliance Bank
Oklahoma City, OK 		Click to
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1-Year Asset Growth 12.51%
5-Year Asset Growth 8.46%
5-Year Charge-Offs to Average Loans 0.10%
Charge-Offs to Average Loans 0.08%
Non-Performing Assets to Assets 0.46%
Non-Performing Loans to Capital 2.94%
Non-Performing Loans to Loans 0.50%
Balance Sheet Valliance Bank
Oklahoma City, OK 		Click to
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Total Assets 803.17M
Total Deposits 689.06M
Capital and Reserves Valliance Bank
Oklahoma City, OK 		Click to
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Capital 79.30M
Leverage Ratio 10.19
Loan Loss Reserves to Loans 1.13%
Risk-Based Capital Ratio --
Liquidity Valliance Bank
Oklahoma City, OK 		Click to
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Hot Money Ratio 19.73%
Liquidity Ratio 13.85%
Profitability Valliance Bank
Oklahoma City, OK 		Click to
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5-Year Return on Average Assets 0.94%
Net Income 15.38M
Net Interest Spread 5.45%
Operating Profit to Average Assets 1.77%
Overhead Efficiency Ratio 63.86%
Return on Assets 2.04%
Return on Equity 21.77%