D
Valliance Bank
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
9.52
Return On
Assets
1.48%
Total
Assets
725.07M
Capital
66.00M
Total
Deposits
614.37M
Net
Income
2.68M
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Weiss Ratings Valliance Bank
Oklahoma City, OK 		Click to
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Rating D
Asset Quality Index 7.30
Capitalization Index 7.80
Liquidity Index 0.10
Profitability Index 4.40
Stability Index 3.70
Company Info Valliance Bank
Oklahoma City, OK 		Click to
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FDIC Number 57841
Phone Number (405) 286-5700
Website valliance.bank
Asset Quality Valliance Bank
Oklahoma City, OK 		Click to
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1-Year Asset Growth 12.48%
5-Year Asset Growth 11.45%
5-Year Charge-Offs to Average Loans 0.10%
Charge-Offs to Average Loans -0.04%
Non-Performing Assets to Assets 0.04%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Valliance Bank
Oklahoma City, OK 		Click to
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Total Assets 725.07M
Total Deposits 614.37M
Capital and Reserves Valliance Bank
Oklahoma City, OK 		Click to
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Capital 66.00M
Leverage Ratio 9.52
Loan Loss Reserves to Loans 1.12%
Risk-Based Capital Ratio --
Liquidity Valliance Bank
Oklahoma City, OK 		Click to
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Hot Money Ratio 19.63%
Liquidity Ratio 13.49%
Profitability Valliance Bank
Oklahoma City, OK 		Click to
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5-Year Return on Average Assets 0.94%
Net Income 2.68M
Net Interest Spread 3.67%
Operating Profit to Average Assets 0.84%
Overhead Efficiency Ratio 75.77%
Return on Assets 1.48%
Return on Equity 16.63%