D
Valliance Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
10.41
Return On
Assets
2.43%
Total
Assets
761.24M
Capital
77.45M
Total
Deposits
624.98M
Net
Income
13.53M
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Weiss Ratings Valliance Bank
Oklahoma City, OK 		Click to
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Rating D
Asset Quality Index 7.30
Capitalization Index 9.10
Liquidity Index 0.20
Profitability Index 7.30
Stability Index 3.70
Company Info Valliance Bank
Oklahoma City, OK 		Click to
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FDIC Number 57841
Phone Number (405) 286-5700
Website www.valliance.bank
Asset Quality Valliance Bank
Oklahoma City, OK 		Click to
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1-Year Asset Growth 9.81%
5-Year Asset Growth 11.45%
5-Year Charge-Offs to Average Loans 0.10%
Charge-Offs to Average Loans -0.02%
Non-Performing Assets to Assets 0.36%
Non-Performing Loans to Capital 2.78%
Non-Performing Loans to Loans 0.39%
Balance Sheet Valliance Bank
Oklahoma City, OK 		Click to
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Total Assets 761.24M
Total Deposits 624.98M
Capital and Reserves Valliance Bank
Oklahoma City, OK 		Click to
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Capital 77.45M
Leverage Ratio 10.41
Loan Loss Reserves to Loans 1.23%
Risk-Based Capital Ratio --
Liquidity Valliance Bank
Oklahoma City, OK 		Click to
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Hot Money Ratio 20.79%
Liquidity Ratio 16.44%
Profitability Valliance Bank
Oklahoma City, OK 		Click to
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5-Year Return on Average Assets 0.94%
Net Income 13.53M
Net Interest Spread 5.90%
Operating Profit to Average Assets 2.02%
Overhead Efficiency Ratio 63.02%
Return on Assets 2.43%
Return on Equity 26.51%