D
Valliance Bank
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
9.31
Return On
Assets
0.63%
Total
Assets
923.29M
Capital
79.14M
Total
Deposits
733.02M
Net
Income
2.69M
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Weiss Ratings Valliance Bank
Oklahoma City, OK 		Click to
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Rating D
Asset Quality Index 3.10
Capitalization Index 7.50
Liquidity Index 0.10
Profitability Index 2.00
Stability Index 6.60
Company Info Valliance Bank
Oklahoma City, OK 		Click to
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FDIC Number 57841
Phone Number (405) 286-5700
Website www.valliance.bank
Asset Quality Valliance Bank
Oklahoma City, OK 		Click to
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1-Year Asset Growth 22.51%
5-Year Asset Growth 8.46%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans -0.10%
Non-Performing Assets to Assets 1.50%
Non-Performing Loans to Capital 14.52%
Non-Performing Loans to Loans 1.77%
Balance Sheet Valliance Bank
Oklahoma City, OK 		Click to
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Total Assets 923.29M
Total Deposits 733.02M
Capital and Reserves Valliance Bank
Oklahoma City, OK 		Click to
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Capital 79.14M
Leverage Ratio 9.31
Loan Loss Reserves to Loans 1.12%
Risk-Based Capital Ratio --
Liquidity Valliance Bank
Oklahoma City, OK 		Click to
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Hot Money Ratio 20.70%
Liquidity Ratio 13.16%
Profitability Valliance Bank
Oklahoma City, OK 		Click to
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5-Year Return on Average Assets 1.19%
Net Income 2.69M
Net Interest Spread 4.07%
Operating Profit to Average Assets 0.93%
Overhead Efficiency Ratio 69.16%
Return on Assets 0.63%
Return on Equity 6.78%