Timberline Bank
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.3 on a scale of 0 to 10). Operating profits as a percentage of assets at 2.9%, coupled with a return on assets of 2.1 has resulted in Excellent (7.3) profitability.
Other Rating Factors:
A current level of 3.2 percent of nonperforming loans to core capital combined with 0.8 percent from a year earlier contributes to the Excellent asset quality (7.8). Excellent current capitalization (7.6 on a scale of 0 to 10) based on a risk-based capital ratio of 13.3 and a capital leverage ratio of 9.4.
Asset Mix:
Comm re (27%), home mtgs (24%), securities (12%), comm loans (10%), home eq lns (7%), cash (4%), consumer loans (0%), other (16%)
States with Branches:
CO
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Timberline Bancorporation
Investment Rating
--
Address
649 Market Street
Grand Junction, CO 81505
Grand Junction, CO 81505
Phone Number
(970) 683-5560
Year Founded
2004
FDIC Number
Website
Largest Affiliates
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