Spencer County Bank
| Weiss Ratings |
Spencer County Bank
Santa Claus, IN |
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| Rating | ||||
| Asset Quality Index | 5.50 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.80 | |||
| Profitability Index | 1.80 | |||
| Stability Index | 7.20 | |||
| Company Info |
Spencer County Bank
Santa Claus, IN |
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| FDIC Number | 5786 | |||
| Phone Number | (812) 937-4433 | |||
| Website | www.spencercountybank.com | |||
| Asset Quality |
Spencer County Bank
Santa Claus, IN |
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| 1-Year Asset Growth | 2.59% | |||
| 5-Year Asset Growth | 3.19% | |||
| 5-Year Charge-Offs to Average Loans | 0.17% | |||
| Charge-Offs to Average Loans | 0.03% | |||
| Non-Performing Assets to Assets | 1.35% | |||
| Non-Performing Loans to Capital | 10.79% | |||
| Non-Performing Loans to Loans | 2.04% | |||
| Balance Sheet |
Spencer County Bank
Santa Claus, IN |
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| Total Assets | 126.40M | |||
| Total Deposits | 109.14M | |||
| Capital and Reserves |
Spencer County Bank
Santa Claus, IN |
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| Capital | 16.75M | |||
| Leverage Ratio | 13.97 | |||
| Loan Loss Reserves to Loans | 0.72% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Spencer County Bank
Santa Claus, IN |
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| Hot Money Ratio | 16.55% | |||
| Liquidity Ratio | 23.31% | |||
| Profitability |
Spencer County Bank
Santa Claus, IN |
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| 5-Year Return on Average Assets | 0.72% | |||
| Net Income | 972.00K | |||
| Net Interest Spread | 3.65% | |||
| Operating Profit to Average Assets | 0.93% | |||
| Overhead Efficiency Ratio | 75.30% | |||
| Return on Assets | 0.76% | |||
| Return on Equity | 6.01% | |||